Bankers Trust Company

Bankers Trust Company is headquartered in Des Moines and is the largest bank in the state of Iowa. It is also the 266^th largest bank in the nation. It was established in 1917 and as of December of 2011, it had grown to 402 employees at 21 locations. Bankers Trust Company has a 3-star health rating.

Data for Q4 2011

Bankers Trust Company consists of multiple companies with separate FDIC numbers. Click on an FDIC number to view the health for that company:

953 - Bankers Trust Company
57484 - Bankers Trust Company

Institution Statistics Bankers Trust Company FDIC Certificate # 953 BankRate Report View Year Established 1917 Employees 402 Primary Regulator FDIC Assets and Liabilities Assets $2.69 billion Loans $1.77 billion Deposits $1.86 billion Equity Capital $229.41 million Loan Loss Allowance $30.96 million Unbacked Noncurrent Loans $14.01 million Real Estate Owned $37.01 million Historic Data - December 2010 Assets $2.66 billion Equity Capital $215.08 million Loan Loss Allowance $29.34 million Unbacked Noncurrent Loans $22.79 million Real Estate Owned $32.19 million Profit Margin - Quarterly Net Interest Margin 3.08% Return on Assets 0.72% Return on Equity 8.3% Interest Income $99.45 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bankers Trust Company had $51.02 million in non-current loans and owned real-estate with $260.36 million in equity and loan loss allowances on hand to cover it. This gives Bankers Trust Company a Texas Ratio of 19.60% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bankers Trust Company held steady from 22.49% as of December 31, 2010 to 19.60% as of December 31, 2011, resulting in a positive change of 12.88%.This indicates that the balance sheet and financial strength for Bankers Trust Company has held steady in recent periods. Deposit Growth In the past year, Bankers Trust Company has increased its total deposits by $56.21 million, resulting in 3.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bankers Trust Company has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bankers Trust Company has $2.69 billion in assets with $260.36 million in equity, resulting in a capitalization level of 9.69%, which is average.

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