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2701 Village Ln
Bossier City, LA 71112

Barksdale Credit Union is headquartered in Bossier City and is the largest credit union in the state of Louisiana. It is also the 174th largest credit union in the nation. It was established in 1954 and as of March of 2014, it had grown to 336 employees and 110,864 members. Barksdale Credit Union's savings rates are 3X the national average, and it has a A health rating.

Field of Membership Restrictions

Credit union membership is open to those who live, work, worship, own a business or attend school in any of the following Louisiana parishes: Bossier, Caddo, Webster, Rapides, Allen and Grant. Also eligible are active military at the Barksdale Air Force Base and at the Fort Polk Army Post. In addition, all retired military living within a 100 mile radius of a center are eligible. - See Details

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Reviews (1)

Worst Credit Union Anywhere

 Beware using this credit union for any loans even if you are miltary and using an allottment they will still mess it up and put a black mark on your credit even when you prove it was their fault!!!! Any business that can mess up an automatic payment is pretty bad!!! Just beware before using Barksdale Bank and Credit Union!!!! Only chose the 1 star because I had to.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Barksdale Credit Union had $8.15 million in non-current loans and owned real-estate with $118.36 million in equity and loan loss allowances on hand to cover it. This gives Barksdale Credit Union a Texas Ratio of 6.88% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Barksdale Credit Union experienced no significant changes from 4.48% as of March 31, 2013 to 6.88% as of March 31, 2014, resulting in a negative change of 53.56%. This indicates that the balance sheet and financial strength for Barksdale Credit Union has had no significant changes in recent periods.

Deposit Growth


In the past year, Barksdale Credit Union has increased its total deposits by $25.36 million, resulting in 2.46% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Barksdale Credit Union has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Barksdale Credit Union has $1.18 billion in assets with $118.36 million in equity, resulting in a capitalization level of 10.07%, which is above average.

Institution Statistics

NCUA #9589
Year Chartered1954
Primary Regulator
Assets and Liabilities
Assets$1.18 billion
Loans$579.09 million
Deposits$1.06 billion
Equity Capital$112.96 million
Loan Loss Allowance$5.41 million
Unbacked Noncurrent Loans$7.60 million
Real Estate Owned$553,000
Historic Data - March 2013
Assets$1.14 billion
Equity Capital$106.02 million
Loan Loss Allowance$4.51 million
Unbacked Noncurrent Loans$7.60 million
Real Estate Owned$273,000
Profit Margin - Quarterly
Net Interest Margin1.17%
Return on Assets0.64%
Return on Equity6.69%
Interest Income$9.06 million

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Barksdale Credit Union Savings Account Rates

1.50%--Christmas Club
0.25%$200-Prime Savings
0.25%$200-Special Purpose
0.25%--Barksdale Buddies
0.25%--My Money Account
0.25%--IRA Prime Savings
0.25%--Roth IRA Prime Savings
0.25%--CESA Prime Savings

Barksdale Credit Union Money Market Rates

0.35%$25k-Money Market Account

Barksdale Credit Union Checking Account Rates

0.20%$1,500-High Five Plus Checking
0.20%$1,500-Plus Checking
0.10%$1k-Regular Checking
0.10%$500-Student Checking
0.10%$1k-Prestige Checking
0.10%$1k-High Five Checking

Barksdale Credit Union CD Rates

1.76%$1k-60 Month Certificate
1.51%$1k-48 Month Certificate
1.16%$1k-36 Month Certificate
0.95%$1k-24 Month Certificate
0.80%$1k-12 Month Certificate
0.60%$1k-6 Month Certificate

Barksdale Credit Union IRA Rates

1.76%$1k-60 Month IRA Certificate
1.51%$1k-48 Month IRA Certificate
1.16%$1k-36 Month IRA Certificate
0.95%$1k-24 Month IRA Certificate
0.80%$1k-12 Month IRA Certificate

Barksdale Credit Union has 20 locations. Click to view all Barksdale Credit Union locations.