Beal Bank Nevada

Beal Bank Nevada is headquartered in Las Vegas and is the 3^rd largest bank in the state of Nevada. It is also the 155^th largest bank in the nation. It was established in 2004 and as of December of 2011, it had grown to 62 employees at 1 location. Beal Bank Nevada has a 4-star health rating.

Beal Bank Nevada Savings Account Rates

Beal Bank Nevada CD Rates

Data for Q4 2011

Institution Statistics Beal Bank USA FDIC Certificate # 57833 BankRate Report View Year Established 2004 Employees 62 Primary Regulator FDIC Assets and Liabilities Assets $5.72 billion Loans $2.68 billion Deposits $2.87 billion Equity Capital $1.96 billion Loan Loss Allowance $90.03 million Unbacked Noncurrent Loans $312.55 million Real Estate Owned $117.24 million Historic Data - December 2010 Assets $6.23 billion Equity Capital $2.15 billion Loan Loss Allowance $45.24 million Unbacked Noncurrent Loans $632.47 million Real Estate Owned $66.05 million Profit Margin - Quarterly Net Interest Margin 11.79% Return on Assets 10% Return on Equity 27.4% Interest Income $684.22 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Beal Bank Nevada had $429.79 million in non-current loans and owned real-estate with $2.05 billion in equity and loan loss allowances on hand to cover it. This gives Beal Bank Nevada a Texas Ratio of 21.00% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Beal Bank Nevada decreased slightly from 31.81% as of December 31, 2010 to 21.00% as of December 31, 2011, resulting in a positive change of 34.00%.This indicates that the balance sheet and financial strength for Beal Bank Nevada has improved slightly in recent periods. Deposit Growth In the past year, Beal Bank Nevada has increased its total deposits by $264.65 million, resulting in 10.18% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Beal Bank Nevada has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Beal Bank Nevada has $5.72 billion in assets with $2.05 billion in equity, resulting in a capitalization level of 35.77%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.