Institution Statistics
| Bessemer Trust Company, National Association | | FDIC Certificate # | 21868 | | BankRate Report | View | | Year Established | 1974 | | Employees | 396 | | Primary Regulator | OCC |
Assets and Liabilities | | Assets | $2.07 billion | | Loans | $247.80 million | | Deposits | $1.84 billion | | Equity Capital | $165.75 million |
Historic Data - December 2010 | | Assets | $1.39 billion | | Equity Capital | $159.44 million |
Profit Margin - Quarterly | | Net Interest Margin | 0.58% | | Return on Assets | 2.64% | | Return on Equity | 24.41% | | Interest Income | $8.53 million |
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Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bessemer Trust Company had $0 in non-current loans and owned real-estate with $165.75 million in equity and loan loss allowances on hand to cover it. This gives Bessemer Trust Company a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Bessemer Trust Company has increased its total deposits by $663.66 million, resulting in 56.38% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bessemer Trust Company has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bessemer Trust Company has $2.07 billion in assets with $165.75 million in equity, resulting in a capitalization level of 8.01%, which is average. |
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