Big Horn Federal Savings Bank

33 North 6th Street
Greybull, WY 82426
1-800-927-7556
www.bighornfederal.com

OverView
Rates
Health
Reviews

Big Horn Federal Savings Bank is headquartered in Greybull and is the 14^st largest bank in the state of Wyoming. It is also the 3,047^th largest bank in the nation. It was established in 1935 and as of December of 2011, it had grown to 58 employees at 6 locations. Big Horn Federal Savings Bank has a 5-star health rating.

Big Horn Federal Savings Bank Routing Number: 302373079

Report an Issue

See Rates for: Checking | Savings | Money Market | CD | IRA

Big Horn Federal Savings Bank Checking Account Rates

Apy	Min	Max	Product
0.13%	$5k	-	Super Checking Account
0.06%	$1,500	-	Regular Now Account

Big Horn Federal Savings Bank Savings Account Rates

Apy	Min	Max	Product
0.88%	$100k	-	Health Savings Account
0.50%	-	-	Christmas Club Passbook Savings Account
0.38%	-	-	Passbook Savings Account
0.38%	-	-	Crayons to College Savings Account
0.38%	$25	-	Education IRA Passbook Savings Account
0.38%	$25	-	IRA Variable Passbook Savings Account
0.38%	$25	-	Roth Passbook Savings Account
0.13%	-	-	Transaction Passbook-ATM/ACH Savings Account

Big Horn Federal Savings Bank Money Market Rates

	Apy	Min	Max	Product
	0.38%	$100k	-	Pick A Rate Relationship Money Market Account

Big Horn Federal Savings Bank CD Rates

Apy	Min	Max	Product
1.75%	$500	-	8 Year CD
1.63%	$500	-	6 Year CD
1.50%	$500	-	5 Year CD
1.38%	$500	-	4 Year CD
1.00%	$500	-	3 Year CD
0.88%	$500	-	2 Year CD
0.75%	$1k	-	18 Month CD
0.63%	$500	-	1 Year CD
0.38%	$1k	-	6 Month CD
0.25%	$2,500	-	91 Day CD
0.02%	$2,500	-	31 - 90 Day CD
0.01%	$2,500	-	1 - 7 Day CD
0.01%	$2,500	-	8 - 30 Day CD

Big Horn Federal Savings Bank IRA Rates

Apy	Min	Max	Product
1.75%	$500	-	8 Year IRA
1.75%	$500	-	8 Year Roth IRA
1.75%	$500	-	8 Year Education IRA
1.75%	$500	-	8 Year Keogh IRA
1.63%	$500	-	6 Year IRA
1.63%	$500	-	6 Year Roth IRA
1.63%	$500	-	6 Year Education IRA
1.63%	$500	-	6 Year Keogh IRA
1.50%	$500	-	5 Year Education IRA
1.50%	$500	-	5 Year IRA
1.50%	$500	-	5 Year Keogh IRA
1.50%	$500	-	5 Year Roth IRA
1.38%	$500	-	4 Year IRA
1.38%	$500	-	4 Year Roth IRA
1.38%	$500	-	4 Year Education IRA
1.38%	$500	-	4 Year Keogh IRA
1.00%	$500	-	3 Year IRA
1.00%	$500	-	3 Year Roth IRA
1.00%	$500	-	3 Year Education IRA
1.00%	$500	-	3 Year Keogh IRA
0.88%	$500	-	2 Year IRA
0.88%	$500	-	2 Year Roth IRA
0.88%	$500	-	2 Year Education IRA
0.88%	$500	-	2 Year Keogh IRA
0.75%	$1k	-	18 Month Education IRA
0.75%	$1k	-	18 Month IRA
0.75%	$1k	-	18 Month Keogh
0.75%	$1k	-	18 Month Roth IRA
0.63%	$500	-	1 Year IRA
0.63%	$500	-	1 Year Roth IRA
0.63%	$500	-	1 Year Education IRA
0.63%	$500	-	1 Year Keogh IRA
0.38%	$1k	-	6 Month Roth IRA
0.38%	$1k	-	6 Month Education IRA
0.38%	$1k	-	6 Month IRA
0.38%	$1k	-	6 Month Keogh
0.25%	$2,500	-	91 Day Roth IRA
0.25%	$2,500	-	91 Day Education IRA
0.25%	$2,500	-	91 Day IRA
0.25%	$2,500	-	91 Day Keogh IRA
0.02%	$2,500	-	31 - 90 Day Education IRA
0.02%	$2,500	-	31 - 90 Day Roth IRA
0.02%	$2,500	-	31 - 90 Day Keogh IRA
0.02%	$2,500	-	31 - 90 Day IRA
0.01%	$2,500	-	1 - 7 Day Education IRA
0.01%	$2,500	-	1 - 7 Day Roth IRA
0.01%	$2,500	-	1 - 7 Day Keogh IRA
0.01%	$2,500	-	1 - 7 Day IRA
0.01%	$2,500	-	8 - 30 Day Education IRA
0.01%	$2,500	-	8 - 30 Day Roth IRA
0.01%	$2,500	-	8 - 30 Day Keogh IRA
0.01%	$2,500	-	8 - 30 Day IRA

Rates updated: 5/23/2012

Data for Q4 2011

Institution Statistics

Big Horn Federal Savings Bank
OTS #	03790
FDIC Certificate #	29637
BankRate Report	View
Year Established	1935
Employees	58
Primary Regulator	OCC
Assets and Liabilities
Assets	$204.36 million
Loans	$95.88 million
Deposits	$178.90 million
Equity Capital	$18.54 million
Loan Loss Allowance	$838,000
Unbacked Noncurrent Loans	$1.03 million
Real Estate Owned	$47,000
Historic Data - December 2010
Assets	$197.35 million
Equity Capital	$17.58 million
Loan Loss Allowance	$693,000
Unbacked Noncurrent Loans	$575,000
Profit Margin - Quarterly
Net Interest Margin	3.01%
Return on Assets	0.47%
Return on Equity	5.26%
Interest Income	$6.79 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Big Horn Federal Savings Bank had $1.08 million in non-current loans and owned real-estate with $19.37 million in equity and loan loss allowances on hand to cover it. This gives Big Horn Federal Savings Bank a Texas Ratio of 5.56% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Big Horn Federal Savings Bank held steady from 3.15% as of December 31, 2010 to 5.56% as of December 31, 2011, resulting in a negative change of 76.70%. This indicates that the balance sheet and financial strength for Big Horn Federal Savings Bank has held steady in recent periods.
Deposit Growth
In the past year, Big Horn Federal Savings Bank has increased its total deposits by $4.79 million, resulting in 2.75% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Big Horn Federal Savings Bank has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Big Horn Federal Savings Bank has $204.36 million in assets with $19.37 million in equity, resulting in a capitalization level of 9.48%, which is average.

No reviews have been left for this bank yet. Be the first to review.