Institution Statistics
| Boston Trust & Investment Management Company | | FDIC Certificate # | 18342 | | BankRate Report | View | | Year Established | 1960 | | Employees | 45 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $41.58 million | | Loans | $23,000 | | Deposits | $500,000 | | Equity Capital | $38.30 million | | Loan Loss Allowance | $2,000 |
Historic Data - December 2010 | | Assets | $40.74 million | | Equity Capital | $38.31 million | | Loan Loss Allowance | $2,000 |
Profit Margin - Quarterly | | Net Interest Margin | 1.26% | | Return on Assets | 27.62% | | Return on Equity | 31.08% | | Interest Income | $81,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Boston Trust & Investment Management Company had $0 in non-current loans and owned real-estate with $38.3 million in equity and loan loss allowances on hand to cover it. This gives Boston Trust & Investment Management Company a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Boston Trust & Investment Management Company has increased its total deposits by $0, resulting in 0% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Boston Trust & Investment Management Company has shown is average. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Boston Trust & Investment Management Company has $41.58 million in assets with $38.3 million in equity, resulting in a capitalization level of 92.10%, which is excellent. |
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