Boulder Valley Credit Union is headquartered in Boulder and is the 10st largest credit union in the state of Colorado. It is also the 672nd largest credit union in the nation. It was established in 1950 and as of September of 2013, it had grown to 70 employees and 21,671 members. Boulder Valley Credit Union has a A health rating.
Must be a student, faculty or staff of the Boulder Valley School District. Also open to those who work in Boulder County or Estes Park. - See Details
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The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2013 Boulder Valley Credit Union had $529,000 in non-current loans and owned real-estate with $25.59 million in equity and loan loss allowances on hand to cover it. This gives Boulder Valley Credit Union a Texas Ratio of 2.07% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Boulder Valley Credit Union held steady from 0.99% as of September 30, 2012 to 2.07% as of September 30, 2013, resulting in a negative change of 107.94%. This indicates that the balance sheet and financial strength for Boulder Valley Credit Union has held steady in recent periods.
In the past year, Boulder Valley Credit Union has increased its total deposits by $46.82 million, resulting in 20.21% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Boulder Valley Credit Union has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Boulder Valley Credit Union has $305.57 million in assets with $25.59 million in equity, resulting in a capitalization level of 8.37%, which is average.
|Assets and Liabilities|
|Equity Capital||$25.02 million|
|Loan Loss Allowance||$567,000|
|Unbacked Noncurrent Loans||$357,000|
|Real Estate Owned||$172,000|
|Historic Data - September 2012|
|Equity Capital||$24.79 million|
|Loan Loss Allowance||$559,000|
|Unbacked Noncurrent Loans||$357,000|
|Real Estate Owned||$0|
|Profit Margin - Quarterly|
|Net Interest Margin||3.3%|
|Return on Assets||0.68%|
|Return on Equity||8.31%|
|Interest Income||$5.10 million|
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|0.05%||$100||-||Share Savings Account|
|0.05%||-||-||Holiday Club Account|
|0.05%||-||-||Rags To Riches Club Account|
|0.05%||-||-||IRA Share Account|
|0.35%||$100k||-||Money Market Account|
|1.50%||$100k||-||60 Month Share Certificate|
|1.30%||$100k||-||48 Month Share Certificate|
|1.10%||$100k||-||36 Month Share Certificate|
|0.89%||$100k||-||30 Month Share Certificate|
|0.75%||$100k||-||24 Month Share Certificate|
|0.70%||$100k||-||12 Month Youth Share Certificate|
|0.65%||$100k||-||18 Month Share Certificate|
|0.60%||$100k||-||12 Month Share Certificate|
|0.30%||$100k||-||6 Month Share Certificate|
|0.20%||$100k||-||3 Month Share Certificate|
|1.50%||$100k||-||60 Month IRA Certificate|
|1.30%||$100k||-||48 Month IRA Certificate|
|1.10%||$100k||-||36 Month IRA Certificate|
|0.89%||$100k||-||30 Month IRA Certificate|
|0.75%||$100k||-||24 Month IRA Certificate|
|0.65%||$100k||-||18 Month IRA Certificate|
|0.60%||$100k||-||12 Month IRA Certificate|
|0.30%||$100k||-||6 Month IRA Certificate|
|0.20%||$100k||-||3 Month IRA Certificate|
|Boulder Valley Credit Union Locations|
|Branch Office||1515 Greenbriar Blvd||Boulder, CO 80305|
|Branch Office||4895 Riverbend Rd Ste E||Boulder, CO 80301-2640|
|Branch Office||10300 E South Boulder Rd||Lafayette, CO 80026|
|Branch Office||1604 Arapahoe Ave||Boulder, CO 80302|
|Branch Office||2667 Broadway St||Boulder, CO 80304-3541|
|Branch Office||453 E Wonder View Ave||Estes Park, CO 80517-9647|
|Branch Office||800 Coal Creek Cir||Louisville, CO 80027-9750|
|Branch Office||5505 Arapahoe Ave||Boulder, CO 80303|
|Branch Office||329 Campus Dr||Louisville, CO 80027|