Institution Statistics
| BOYS TOWN | | NCUA # | 11617 | | BankRate Report | View | | Year Chartered | 1957 | | Employees | 2 | | Primary Regulator | |
Assets and Liabilities | | Assets | $2.49 million | | Loans | $1.19 million | | Deposits | $2.25 million | | Equity Capital | $227,000 | | Loan Loss Allowance | $18,000 |
Historic Data - December 2010 | | Assets | $2.65 million | | Equity Capital | $236,000 | | Loan Loss Allowance | $19,000 |
Profit Margin - Quarterly | | Net Interest Margin | 7.13% | | Return on Assets | -0.24% | | Return on Equity | -2.64% | | Interest Income | $105,000 | | Non-Interest Income | $27,000 |
|
|
Institution Health
Overall Score:
4 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Boys Town Credit Union had $0 in non-current loans and owned real-estate with $245,000 in equity and loan loss allowances on hand to cover it. This gives Boys Town Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Boys Town Credit Union has decreased its total deposits by $-151,000, resulting in -6.29% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Boys Town Credit Union has shown is poor. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Boys Town Credit Union has $2.49 million in assets with $245,000 in equity, resulting in a capitalization level of 9.83%, which is average. |
|
