Bremer Bank, National Association

Bremer Bank, National Association Locations
3100 South Columbia Road
Grand Forks, ND 58201
(800) 908-BANK (2265)
www.bremer.com



Bremer Bank, National Association is headquartered in South St. Paul and is the 2nd largest bank in the state of Minnesota. It is also the 263rd largest bank in the nation. It was established in 1932 and as of December of 2011, it had grown to 273 employees at 29 locations. Bremer Bank, National Association has a 4-star health rating.



See Rates for: CD | IRA

Bremer Bank, National Association CD Rates

ApyMinMaxProduct
1.45%$25k-60 Month Fixed Rate CD
1.15%$25k-48 Month Fixed Rate CD
0.70%$25k-36 Month Fixed Rate CD
0.55%$25k-24 Month Fixed Rate CD
0.25%$25k-12 Month Fixed Rate CD
0.15%$25k-6 Month Fixed Rate CD
0.15%$25k-3 Month Fixed Rate CD

Bremer Bank, National Association IRA Rates

ApyMinMaxProduct
1.45%$25k-60 Month Fixed Rate IRA
1.45%$25k-60 Month Fixed Rate Roth IRA
1.15%$25k-48 Month Fixed Rate IRA
1.15%$25k-48 Month Fixed Rate Roth IRA
0.70%$25k-36 Month Fixed Rate IRA
0.70%$25k-36 Month Fixed Rate Roth IRA
0.55%$25k-24 Month Fixed Rate IRA
0.55%$25k-24 Month Fixed Rate Roth IRA
0.25%$25k-12 Month Fixed Rate IRA
0.25%$25k-12 Month Fixed Rate Roth IRA
0.15%$25k-3 Month Fixed Rate IRA
0.15%$25k-6 Month Fixed Rate IRA
0.15%$25k-3 Month Fixed Rate Roth IRA
0.15%$25k-6 Month Fixed Rate Roth IRA

Rates updated: 5/23/2012 * Not all products updated

Data for Q4 2011

Bremer Bank, National Association consists of multiple companies with separate FDIC numbers. Click on an FDIC number to view the health for that company:

12923 - Bremer Bank, National Association
34380 - BREMER BANK, NATIONAL ASSOCIATION
2055 - Bremer Bank, National Association
5241 - Bremer Bank, National Association
15241 - Bremer Bank, National Association
12198 - Bremer Bank, National Association
12917 - Bremer Bank, National Association
9343 - Bremer Bank, National Association

Institution Statistics


Bremer Bank, National Association
FDIC Certificate #12923
BankRate ReportView
Year Established1932
Employees273
Primary RegulatorOCC

Assets and Liabilities

Assets$2.73 billion
Loans$1.62 billion
Deposits$2.27 billion
Equity Capital$264.24 million
Loan Loss Allowance$29.30 million
Unbacked Noncurrent Loans$14.69 million
Real Estate Owned$13.09 million

Historic Data - December 2010

Assets$2.86 billion
Equity Capital$279.58 million
Loan Loss Allowance$29.02 million
Unbacked Noncurrent Loans$23.27 million
Real Estate Owned$12.90 million

Profit Margin - Quarterly

Net Interest Margin3.23%
Return on Assets0.74%
Return on Equity7.54%
Interest Income$96.90 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bremer Bank, National Association had $27.78 million in non-current loans and owned real-estate with $293.54 million in equity and loan loss allowances on hand to cover it. This gives Bremer Bank, National Association a Texas Ratio of 9.47% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Bremer Bank, National Association held steady from 10.47% as of December 31, 2010 to 9.47% as of December 31, 2011, resulting in a positive change of 9.63%.This indicates that the balance sheet and financial strength for Bremer Bank, National Association has held steady in recent periods.
Deposit Growth5
In the past year, Bremer Bank, National Association has increased its total deposits by $142.93 million, resulting in 6.72% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bremer Bank, National Association has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bremer Bank, National Association has $2.73 billion in assets with $293.54 million in equity, resulting in a capitalization level of 10.77%, which is above average.
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