Brentwood Bank

Brentwood Bank is headquartered in Bethel Park and is the 80^th largest bank in the state of Pennsylvania. It is also the 1,431^st largest bank in the nation. It was established in 1922 and as of December of 2011, it had grown to 62 employees at 8 locations. Brentwood Bank has a 5-star health rating.

Brentwood Bank Routing Number: 243373112

Data for Q4 2011

Institution Statistics Brentwood Bank FDIC Certificate # 27943 BankRate Report View Year Established 1922 Employees 62 Primary Regulator FDIC Assets and Liabilities Assets $465.82 million Loans $281.73 million Deposits $387.33 million Equity Capital $41.59 million Loan Loss Allowance $2.19 million Unbacked Noncurrent Loans $214,000 Real Estate Owned $983,000 Historic Data - December 2010 Assets $424.30 million Equity Capital $35.09 million Loan Loss Allowance $1.89 million Unbacked Noncurrent Loans $509,000 Real Estate Owned $200,000 Profit Margin - Quarterly Net Interest Margin 2.93% Return on Assets 0.68% Return on Equity 7.66% Interest Income $18.79 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Brentwood Bank had $1.2 million in non-current loans and owned real-estate with $43.78 million in equity and loan loss allowances on hand to cover it. This gives Brentwood Bank a Texas Ratio of 2.73% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Brentwood Bank held steady from 1.92% as of December 31, 2010 to 2.73% as of December 31, 2011, resulting in a negative change of 42.62%. This indicates that the balance sheet and financial strength for Brentwood Bank has held steady in recent periods. Deposit Growth In the past year, Brentwood Bank has increased its total deposits by $47.66 million, resulting in 14.03% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Brentwood Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Brentwood Bank has $465.82 million in assets with $43.78 million in equity, resulting in a capitalization level of 9.40%, which is average.

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