Bristol County Savings Bank

Bristol County Savings Bank is headquartered in Taunton and is the 18^st largest bank in the state of Massachusetts. It is also the 488^th largest bank in the nation. It was established in 1846 and as of December of 2011, it had grown to 318 employees at 13 locations. Bristol County Savings Bank has a 5-star health rating.

Bristol County Savings Bank Checking Account Rates

Bristol County Savings Bank Savings Account Rates

Bristol County Savings Bank Money Market Rates

Bristol County Savings Bank CD Rates

Bristol County Savings Bank IRA Rates

Data for Q4 2011

Institution Statistics Bristol County Savings Bank FDIC Certificate # 23622 BankRate Report View Year Established 1846 Employees 318 Primary Regulator FDIC Assets and Liabilities Assets $1.34 billion Loans $934.24 million Deposits $1.03 billion Equity Capital $176.44 million Loan Loss Allowance $9.66 million Unbacked Noncurrent Loans $11.44 million Real Estate Owned $3.33 million Historic Data - December 2010 Assets $1.23 billion Equity Capital $172.27 million Loan Loss Allowance $10.00 million Unbacked Noncurrent Loans $22.44 million Real Estate Owned $1.01 million Profit Margin - Quarterly Net Interest Margin 3.61% Return on Assets 0.66% Return on Equity 4.8% Interest Income $52.97 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bristol County Savings Bank had $14.77 million in non-current loans and owned real-estate with $186.1 million in equity and loan loss allowances on hand to cover it. This gives Bristol County Savings Bank a Texas Ratio of 7.94% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bristol County Savings Bank decreased slightly from 12.86% as of December 31, 2010 to 7.94% as of December 31, 2011, resulting in a positive change of 38.30%.This indicates that the balance sheet and financial strength for Bristol County Savings Bank has improved slightly in recent periods. Deposit Growth In the past year, Bristol County Savings Bank has increased its total deposits by $98.25 million, resulting in 10.57% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bristol County Savings Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bristol County Savings Bank has $1.34 billion in assets with $186.1 million in equity, resulting in a capitalization level of 13.90%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.