Po Box 199
Weston, WI 54476
715-359-8958
www.brokawcu.com



Brokaw Credit Union is headquartered in WESTON and is the 69th largest credit union in the state of Wisconsin. It is also the 2,330th largest credit union in the nation. It was established in 1986 and as of December of 2011, it had grown to 20 employees and 7,902 members. Brokaw Credit Union has a 3-star health rating.

Brokaw Credit Union Routing Number: 275977159



See Rates for: Checking | Savings | Money Market | CD | IRA

Brokaw Credit Union Checking Account Rates

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0.10%--Regency Checking

Brokaw Credit Union Savings Account Rates

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0.55%--IRA Savings
0.55%--Roth IRA Savings
0.55%--CESA Account
0.30%$100-Christmas Club
0.15%$25-Primary Savings
0.15%$25-Secondary Savings

Brokaw Credit Union Money Market Rates

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0.40%$25k-Money Market Account

Brokaw Credit Union CD Rates

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1.30%$1k-4 Year Certificate
1.05%$1k-3 Year Certificate
0.85%$1k-2 Year Certificate
0.60%$5k-1 Year Certificate
0.40%$100-1 Year Child's Certificate
0.35%$10k-182 Day Certificate
0.25%$10k-91 Day Certificate

Brokaw Credit Union IRA Rates

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1.30%$500-4 Year IRA Certificate
1.30%$500-4 Year Roth IRA Certificate
1.30%$500-4 Year CESA Certificate
1.05%$500-3 Year IRA Certificate
1.05%$500-3 Year Roth IRA Certificate
1.05%$500-3 Year CESA Certificate
0.85%$500-2 Year IRA Certificate
0.85%$500-2 Year Roth IRA Certificate
0.85%$500-2 Year CESA Certificate
0.60%$5k-1 Year IRA Certificate
0.60%$5k-1 Year Roth IRA Certificate
0.60%$5k-1 Year CESA Certificate

Rates updated: 5/23/2012

Data for Q4 2011


Institution Statistics


BROKAW
NCUA #67000
BankRate ReportView
Year Chartered1986
Employees20
Primary Regulator

Assets and Liabilities

Assets$46.56 million
Loans$32.83 million
Deposits$43.05 million
Equity Capital$3.42 million
Loan Loss Allowance$902,000
Unbacked Noncurrent Loans$1.48 million
Real Estate Owned$63,000

Historic Data - December 2010

Assets$44.56 million
Equity Capital$4.17 million
Loan Loss Allowance$554,000
Unbacked Noncurrent Loans$1.52 million
Real Estate Owned$72,000

Profit Margin - Quarterly

Net Interest Margin6.16%
Return on Assets-1.61%
Return on Equity-21.99%
Interest Income$2.33 million
Non-Interest Income$535,000

Institution Health


Overall Score:
3 out of 5
3
Texas Ratio2
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Brokaw Credit Union had $1.54 million in non-current loans and owned real-estate with $4.32 million in equity and loan loss allowances on hand to cover it. This gives Brokaw Credit Union a Texas Ratio of 35.75% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Brokaw Credit Union held steady from 33.76% as of December 31, 2010 to 35.75% as of December 31, 2011, resulting in a negative change of 5.88%. This indicates that the balance sheet and financial strength for Brokaw Credit Union has held steady in recent periods.
Deposit Growth5
In the past year, Brokaw Credit Union has increased its total deposits by $2.77 million, resulting in 6.89% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Brokaw Credit Union has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Brokaw Credit Union has $46.56 million in assets with $4.32 million in equity, resulting in a capitalization level of 9.28%, which is average.
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