Brookville National Bank

Brookville National Bank is headquartered in Brookville and is the 155^th largest bank in the state of Ohio. It is also the 4,877^th largest bank in the nation. It was established in 1934 and as of December of 2011, it had grown to 24 employees at 2 locations. Brookville National Bank has a 5-star health rating.

Brookville National Bank Routing Number: 042213842

Data for Q4 2011

Institution Statistics Brookville National Bank FDIC Certificate # 14357 BankRate Report View Year Established 1934 Employees 24 Primary Regulator OCC Assets and Liabilities Assets $102.61 million Loans $35.61 million Deposits $90.75 million Equity Capital $9.84 million Loan Loss Allowance $380,000 Unbacked Noncurrent Loans $2,000 Historic Data - December 2010 Assets $96.19 million Equity Capital $9.33 million Loan Loss Allowance $473,000 Unbacked Noncurrent Loans $95,000 Profit Margin - Quarterly Net Interest Margin 2.82% Return on Assets 0.35% Return on Equity 3.68% Interest Income $3.25 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Brookville National Bank had $2,000 in non-current loans and owned real-estate with $10.22 million in equity and loan loss allowances on hand to cover it. This gives Brookville National Bank a Texas Ratio of 0.02% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Brookville National Bank decreased significantly from 0.97% as of December 31, 2010 to 0.02% as of December 31, 2011, resulting in a positive change of 97.98%.This indicates that the balance sheet and financial strength for Brookville National Bank has improved significantly in recent periods. Deposit Growth In the past year, Brookville National Bank has increased its total deposits by $5.69 million, resulting in 6.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Brookville National Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Brookville National Bank has $102.6 million in assets with $10.22 million in equity, resulting in a capitalization level of 9.96%, which is average.

No reviews have been left for this bank yet. Be the first to review.