Bryant Bank

Bryant Bank is headquartered in Tuscaloosa and is the 8^th largest bank in the state of Alabama. It is also the 695^th largest bank in the nation. It was established in 2005 and as of December of 2011, it had grown to 159 employees at 13 locations. Bryant Bank has a 4-star health rating.

Data for Q4 2011

Institution Statistics Bryant Bank FDIC Certificate # 57997 BankRate Report View Year Established 2005 Employees 159 Primary Regulator FDIC Assets and Liabilities Assets $951.08 million Loans $562.54 million Deposits $780.98 million Equity Capital $91.44 million Loan Loss Allowance $9.31 million Unbacked Noncurrent Loans $14.54 million Real Estate Owned $10.66 million Historic Data - December 2010 Assets $904.89 million Equity Capital $83.63 million Loan Loss Allowance $10.68 million Unbacked Noncurrent Loans $19.70 million Real Estate Owned $10.43 million Profit Margin - Quarterly Net Interest Margin 3.57% Return on Assets 0.47% Return on Equity 5.04% Interest Income $35.93 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bryant Bank had $25.2 million in non-current loans and owned real-estate with $100.75 million in equity and loan loss allowances on hand to cover it. This gives Bryant Bank a Texas Ratio of 25.01% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bryant Bank decreased slightly from 31.95% as of December 31, 2010 to 25.01% as of December 31, 2011, resulting in a positive change of 21.72%.This indicates that the balance sheet and financial strength for Bryant Bank has improved slightly in recent periods. Deposit Growth In the past year, Bryant Bank has increased its total deposits by $30.99 million, resulting in 4.13% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bryant Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bryant Bank has $951.08 million in assets with $100.75 million in equity, resulting in a capitalization level of 10.59%, which is above average.

No reviews have been left for this bank yet. Be the first to review.