Bull's Eye Credit Union

Bull's Eye Credit Union Locations
P.O. Box 1087
Wisconsin Rapid, WI 544941087
715-423-2650
www.becu.net



Bull's Eye Credit Union is headquartered in WISCONSIN RAPID and is the 34th largest credit union in the state of Wisconsin. It is also the 1,219st largest credit union in the nation. It was established in 1932 and as of December of 2011, it had grown to 43 employees and 20,078 members. Bull's Eye Credit Union has a 4-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

Bull's Eye Credit Union Checking Account Rates

ApyMinMaxProduct
0.01%$500-Regular Checking (S8)
0.01%$500-Small Business Checking (S48)
0.01%$1k-Large Business Checking (S58)

Bull's Eye Credit Union Savings Account Rates

ApyMinMaxProduct
0.40%--IRA Savings (S19)
0.40%--Roth IRA Savings (S39)
0.40%--Educational IRA Savings (S49)
0.26%--Mortgage Escrow
0.12%$25k-Smart Money Savings (S5)
0.12%$25k-Moola Savings (S3)
0.12%$25k-YADA Savings (S4)
0.03%--Christmas Club (S18)
0.02%$10k-Share Savings (S1)

Bull's Eye Credit Union Money Market Rates

ApyMinMaxProduct
0.12%$25k-Money Management Account (S7)

Bull's Eye Credit Union CD Rates

ApyMinMaxProduct
1.31%$1k-5 Year Share Certificate
1.05%$1k-4 Year Share Certificate
0.80%$1k-3 Year Share Certificate
0.50%$500-2 Year Share Certificate
0.50%$100-2 Year Moola Savings Certificate
0.50%$100-2 Year YADA Savings Certificate
0.40%$500-18 Month Share Certificate
0.40%$1k-1 Year Special Share Certificate
0.40%$100-1 Year Moola Savings Certificate
0.40%$100-1 Year YADA Savings Certificate
0.35%$500-1 Year Share Certificate
0.25%$500-9 Month Add On Share Certificate
0.25%$100-6 Month Moola Savings Certificate
0.25%$100-6 Month YADA Savings Certificate
0.20%$500-6 Month Share Certificate
0.15%$500-3 Month Share Certificate

Bull's Eye Credit Union IRA Rates

ApyMinMaxProduct
1.05%$1k-48 Month IRA Certificate
1.05%$1k-48 Month Roth IRA Certificate
1.05%$1k-48 Month Educational IRA Certificate
0.80%$1k-36 Month IRA Certificate
0.80%$1k-36 Month Roth IRA Certificate
0.80%$1k-36 Month Educational IRA Certificate
0.50%$1k-24 Month IRA Certificate
0.50%$1k-24 Month Roth IRA Certificate
0.50%$1k-24 Month Educational IRA Certificate
0.35%$1k-12 Month IRA Certificate
0.35%$1k-12 Month Roth IRA Certificate
0.35%$1k-12 Month Educational IRA Certificate

Rates updated: 5/23/2012

Data for Q4 2011


Institution Statistics


BULL'S EYE
NCUA #66861
BankRate ReportView
Year Chartered1932
Employees43
Primary Regulator

Assets and Liabilities

Assets$124.94 million
Loans$75.99 million
Deposits$109.58 million
Equity Capital$11.66 million
Loan Loss Allowance$715,000
Unbacked Noncurrent Loans$1.52 million
Real Estate Owned$31,000

Historic Data - December 2010

Assets$117.77 million
Equity Capital$11.52 million
Loan Loss Allowance$897,000
Unbacked Noncurrent Loans$1.20 million
Real Estate Owned$351,000

Profit Margin - Quarterly

Net Interest Margin4.05%
Return on Assets0%
Return on Equity0.01%
Interest Income$3.98 million
Non-Interest Income$1.71 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bull's Eye Credit Union had $1.55 million in non-current loans and owned real-estate with $12.38 million in equity and loan loss allowances on hand to cover it. This gives Bull's Eye Credit Union a Texas Ratio of 12.49% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Bull's Eye Credit Union held steady from 12.47% as of December 31, 2010 to 12.49% as of December 31, 2011, resulting in a negative change of 0.18%. This indicates that the balance sheet and financial strength for Bull's Eye Credit Union has held steady in recent periods.
Deposit Growth4
In the past year, Bull's Eye Credit Union has increased its total deposits by $4.12 million, resulting in 3.91% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bull's Eye Credit Union has shown is above average.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bull's Eye Credit Union has $124.94 million in assets with $12.38 million in equity, resulting in a capitalization level of 9.91%, which is average.
Write Review

No reviews have been left for this bank yet. Be the first to review.