Campus Credit Union

Campus Credit Union is headquartered in Wichita and is the 37^th largest credit union in the state of Kansas. It is also the 3,218^st largest credit union in the nation. It was established in 1952 and as of December of 2011, it had grown to 7 employees and 5,081 members. Campus Credit Union's savings rates are 2X the national average, and it boasts a 5-star health rating.

Campus Credit Union Routing Number: 301179999

Campus Credit Union Checking Account Rates

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Data for Q4 2011

Institution Statistics CAMPUS NCUA # 60731 BankRate Report View Year Chartered 1952 Employees 7 Primary Regulator Assets and Liabilities Assets $24.77 million Loans $16.37 million Deposits $21.36 million Equity Capital $3.23 million Loan Loss Allowance $293,000 Unbacked Noncurrent Loans $329,000 Historic Data - December 2010 Assets $22.69 million Equity Capital $3.11 million Loan Loss Allowance $279,000 Unbacked Noncurrent Loans $613,000 Profit Margin - Quarterly Net Interest Margin 7.35% Return on Assets 0.46% Return on Equity 3.53% Interest Income $1.37 million Non-Interest Income $265,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Campus Credit Union had $329,000 in non-current loans and owned real-estate with $3.52 million in equity and loan loss allowances on hand to cover it. This gives Campus Credit Union a Texas Ratio of 9.35% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Campus Credit Union decreased significantly from 18.08% as of December 31, 2010 to 9.35% as of December 31, 2011, resulting in a positive change of 48.30%.This indicates that the balance sheet and financial strength for Campus Credit Union has improved significantly in recent periods. Deposit Growth In the past year, Campus Credit Union has increased its total deposits by $1.95 million, resulting in 10.04% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Campus Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Campus Credit Union has $24.77 million in assets with $3.52 million in equity, resulting in a capitalization level of 14.20%, which is excellent.

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