Capital One, National Association

Capital One, National Association Locations

1680 Capital One Drive
Mclean, VA 22102
(703) 448-3747
www.capitalone.com

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Capital One, National Association is headquartered in Mclean and is the 2^nd largest bank in the state of Virginia. It is also the 14^st largest bank in the nation. It was established in 1933 and as of March of 2012, it had grown to 21,045 employees at 981 locations. Capital One, National Association's savings rates are 15% higher than the national average, and it boasts a 5-star health rating.

Up To $300 Bonus For Capital One Business Checking Account (Forum) - 12/2/2011

You can earn up to $300 for opening a Capital One Small Business Rewards Checking account. You will receive a $100 credit to your checking account if your balance 30 days upon account opening is at least $500, and a $300 credit if your balance 30 days upo

Jimmy Fallon's Capital One Cash Credit Card Commercial (Forum) - 9/17/2011

The new Capital One commercial with Jimmy Fallon and a cute baby advertising the new Capital One Cash Credit Card is a good one. IMHO, it's better than those Venture Card commercials with the Visigoths and the one with Alec Baldwin (although Alec's last l

$200 Bonus For Capital One Small Business Checking - YMMV (Forum) - 5/10/2011

Update 12/2/2011: There's a new Capital One business checking promotion I received this promotion in the mail. This appears to be only for those who reside in areas that have Capital One branches (Texas, Louisiana, New York, New Jersey, Connecticut, Ma

Hot Capital One Checking Account Promotion in Austin Texas - 5/4/2011

Capital One Bank has brought back a very nice checking account promotion for the Austin, Texas metro area. It's offering a 1.50% APY guaranteed for 12 months on its High Interest Free Checking Account ...

2011

2/7 - Capital One Rewards Checking Bonus - 40,000 Miles - Branch Only (Forum)

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See Rates for: Checking | Savings | Money Market | CD

Capital One, National Association Checking Account Rates

Apy	Min	Max	Product
1.00%	-	$100k	High Yield Free Checking
0.90%	$10k	$100k	Clear Interest Business Checking
0.50%	$10k	$100k	Clear Interest Business Checking - LA
0.05%	-	-	Clear Interest Business Checking - Fewer Transactions

Capital One, National Association Savings Account Rates

Apy	Min	Max	Product
0.60%	-	-	Smart Savings
0.10%	$300	-	Small Business Savings

Capital One, National Association Money Market Rates

	Apy	Min	Max	Product
	0.45%	$25k	$500k	Small Business Clear Advantage Money Market

Capital One, National Association CD Rates

Apy	Min	Max	Product
0.75%	$1k	-	5 Year CD
0.65%	$1k	-	4 Year CD
0.50%	$1k	-	Small Business 5 Year Flex CD
0.45%	$1k	-	3 Year CD
0.30%	$1k	-	Small Business 2 Year CD
0.20%	$1k	-	18 Month CD
0.20%	$1k	-	2 Year CD
0.20%	$1k	-	Small Business 6 Month CD
0.20%	$1k	-	Small Business 1 Year CD
0.20%	$1k	-	Small Business 18 Month CD
0.15%	$1k	-	1 Year CD
0.15%	$1k	-	Small Business 18 Month Flex CD
0.15%	$1k	-	Small Business 2 Year Flex CD
0.10%	$1k	-	6 Month CD

Rates updated: 5/24/2012

Data for Q1 2012

Institution Statistics

Capital One, National Association
FDIC Certificate #	4297
BankRate Report	View
Year Established	1933
Employees	21045
Primary Regulator	OCC
Assets and Liabilities
Assets	$133.00 billion
Loans	$77.21 billion
Deposits	$102.01 billion
Equity Capital	$25.45 billion
Loan Loss Allowance	$1.52 billion
Unbacked Noncurrent Loans	$1.55 billion
Real Estate Owned	$159.99 million
Historic Data - March 2011
Assets	$128.74 billion
Equity Capital	$24.52 billion
Loan Loss Allowance	$1.71 billion
Unbacked Noncurrent Loans	$2.43 billion
Real Estate Owned	$245.99 million
Profit Margin - Quarterly
Net Interest Margin	5.17%
Return on Assets	0.74%
Return on Equity	3.91%
Interest Income	$1.53 billion

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Capital One, National Association had $1.71 billion in non-current loans and owned real-estate with $26.97 billion in equity and loan loss allowances on hand to cover it. This gives Capital One, National Association a Texas Ratio of 6.33% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Capital One, National Association decreased slightly from 9.90% as of March 31, 2011 to 6.33% as of March 31, 2012, resulting in a positive change of 36.10%.This indicates that the balance sheet and financial strength for Capital One, National Association has improved slightly in recent periods.
Deposit Growth
In the past year, Capital One, National Association has increased its total deposits by $3.72 billion, resulting in 3.78% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Capital One, National Association has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Capital One, National Association has $133 billion in assets with $26.97 billion in equity, resulting in a capitalization level of 20.27%, which is excellent.