Carrollton Bank

Carrollton Bank is headquartered in Carrollton and is the 40^th largest bank in the state of Illinois. It is also the 649^th largest bank in the nation. It was established in 1877 and as of December of 2011, it had grown to 122 employees at 9 locations. Carrollton Bank has a 5-star health rating.

Carrollton Bank Routing Number: 081906013

Data for Q4 2011

Institution Statistics Carrollton Bank FDIC Certificate # 12383 BankRate Report View Year Established 1877 Employees 122 Primary Regulator FDIC Assets and Liabilities Assets $1.01 billion Loans $715.96 million Deposits $856.64 million Equity Capital $77.45 million Loan Loss Allowance $9.13 million Unbacked Noncurrent Loans $4.88 million Real Estate Owned $500,000 Historic Data - December 2010 Assets $950.21 million Equity Capital $68.12 million Loan Loss Allowance $8.50 million Unbacked Noncurrent Loans $5.80 million Real Estate Owned $1.17 million Profit Margin - Quarterly Net Interest Margin 3.09% Return on Assets 1.28% Return on Equity 17.36% Interest Income $38.88 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Carrollton Bank had $5.38 million in non-current loans and owned real-estate with $86.59 million in equity and loan loss allowances on hand to cover it. This gives Carrollton Bank a Texas Ratio of 6.21% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Carrollton Bank decreased slightly from 9.09% as of December 31, 2010 to 6.21% as of December 31, 2011, resulting in a positive change of 31.71%.This indicates that the balance sheet and financial strength for Carrollton Bank has improved slightly in recent periods. Deposit Growth In the past year, Carrollton Bank has increased its total deposits by $55.12 million, resulting in 6.88% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Carrollton Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Carrollton Bank has $1.01 billion in assets with $86.59 million in equity, resulting in a capitalization level of 8.54%, which is average.

No reviews have been left for this bank yet. Be the first to review.