Institution Statistics
| CATHOLIC | | NCUA # | 67027 | | BankRate Report | View | | Year Chartered | 1936 | | Employees | 2 | | Primary Regulator | |
Assets and Liabilities | | Assets | $808,000 | | Loans | $496,000 | | Deposits | $574,000 | | Equity Capital | $233,000 | | Loan Loss Allowance | $7,000 |
Historic Data - December 2010 | | Assets | $807,000 | | Equity Capital | $231,000 | | Loan Loss Allowance | $9,000 | | Unbacked Noncurrent Loans | $6,000 |
Profit Margin - Quarterly | | Net Interest Margin | 5.53% | | Return on Assets | 0.25% | | Return on Equity | 0.86% | | Interest Income | $35,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Catholic CU (WI) had $0 in non-current loans and owned real-estate with $240,000 in equity and loan loss allowances on hand to cover it. This gives Catholic CU (WI) a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Catholic CU (WI) has decreased its total deposits by $-1,000, resulting in -0.17% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Catholic CU (WI) has shown is average. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Catholic CU (WI) has $808,000 in assets with $240,000 in equity, resulting in a capitalization level of 29.70%, which is excellent. |
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