Catholic Family Credit Union

Catholic Family Credit Union Locations
1902 W Douglas Ave
Wichita, KS 672035732
(800) 264-9163
www.cffcu.com



Catholic Family Credit Union is headquartered in Wichita and is the 36th largest credit union in the state of Kansas. It is also the 3,176th largest credit union in the nation. It was established in 1947 and as of December of 2011, it had grown to 9 employees and 4,234 members. Catholic Family Credit Union has a 4-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

Catholic Family Credit Union Checking Account Rates

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0.03%$1k-Image 50 Checking Account
0.02%$750-Access Checking Account

Catholic Family Credit Union Savings Account Rates

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0.30%$100-IRA Savings Account
0.30%$100-Roth IRA Savings Account
0.30%$100-SEP IRA Savings Account
0.30%$100-Coverdell Education Savings Account
0.10%$100-Membership Account
0.10%--Youth Account
0.10%--Christmas Club Account

Catholic Family Credit Union Money Market Rates

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0.30%$25k-Money Market Plus Account

Catholic Family Credit Union CD Rates

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1.40%$1k-60 Month Share Certificate
1.40%$500-60 Month Youth Share Certificate
1.20%$1k-48 Month Share Certificate
1.20%$500-48 Month Youth Share Certificate
1.00%$1k-36 Month Share Certificate
1.00%$500-36 Month Youth Share Certificate
0.75%$1k-24 Month Share Certificate
0.75%$500-24 Month Youth Share Certificate
0.60%$1k-18 Month Share Certificate
0.60%$500-18 Month Youth Share Certificate
0.50%$1k-12 Month Share Certificate
0.50%$500-12 Month Youth Share Certificate
0.45%$1k-6 Month Share Certificate

Catholic Family Credit Union IRA Rates

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1.45%$1k-60 Month IRA Certificate
1.45%$1k-60 Month Roth IRA Certificate
1.45%$1k-60 Month SEP IRA Certificate
1.45%$500-60 Month CESA Certificate
1.25%$1k-48 Month IRA Certificate
1.25%$1k-48 Month Roth IRA Certificate
1.25%$1k-48 Month SEP IRA Certificate
1.25%$500-48 Month CESA Certificate
1.05%$1k-36 Month IRA Certificate
1.05%$1k-36 Month Roth IRA Certificate
1.05%$1k-36 Month SEP IRA Certificate
1.05%$500-36 Month CESA Certificate
0.80%$1k-24 Month IRA Certificate
0.80%$1k-24 Month Roth IRA Certificate
0.80%$1k-24 Month SEP IRA Certificate
0.80%$500-24 Month CESA Certificate
0.65%$1k-18 Month IRA Certificate
0.65%$1k-18 Month Roth IRA Certificate
0.65%$1k-18 Month SEP IRA Certificate
0.65%$500-18 Month CESA Certificate
0.55%$1k-12 Month IRA Certificate
0.55%$1k-12 Month Roth IRA Certificate
0.55%$1k-12 Month SEP IRA Certificate
0.55%$500-12 Month CESA Certificate

Rates updated: 5/24/2012

Data for Q4 2011


Institution Statistics


CATHOLIC FAMILY
NCUA #5510
BankRate ReportView
Year Chartered1947
Employees9
Primary Regulator

Assets and Liabilities

Assets$25.53 million
Loans$14.36 million
Deposits$23.02 million
Equity Capital$2.35 million
Loan Loss Allowance$124,000
Unbacked Noncurrent Loans$207,000
Real Estate Owned$48,000

Historic Data - December 2010

Assets$24.57 million
Equity Capital$2.52 million
Loan Loss Allowance$161,000
Unbacked Noncurrent Loans$423,000

Profit Margin - Quarterly

Net Interest Margin5.58%
Return on Assets-0.69%
Return on Equity-7.45%
Interest Income$1.03 million
Non-Interest Income$359,000

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Catholic Family Credit Union had $255,000 in non-current loans and owned real-estate with $2.47 million in equity and loan loss allowances on hand to cover it. This gives Catholic Family Credit Union a Texas Ratio of 10.32% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Catholic Family Credit Union decreased slightly from 15.75% as of December 31, 2010 to 10.32% as of December 31, 2011, resulting in a positive change of 34.52%.This indicates that the balance sheet and financial strength for Catholic Family Credit Union has improved slightly in recent periods.
Deposit Growth5
In the past year, Catholic Family Credit Union has increased its total deposits by $1.17 million, resulting in 5.37% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Catholic Family Credit Union has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Catholic Family Credit Union has $25.53 million in assets with $2.47 million in equity, resulting in a capitalization level of 9.68%, which is average.
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