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Overview / Commentary
800-264-9163
717 N Socora St
Wichita, KS 67212

Catholic Family Credit Union is headquartered in Wichita and is the 36th largest credit union in the state of Kansas. It is also the 3,057th largest credit union in the nation. It was established in 1947 and as of December of 2013, it had grown to 8 employees and 4,414 members. Catholic Family Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be an employee, volunteer, student, alumni or member of one of the several affiliated Catholic parishes, schools and institutions in the Wichita area. Also open to those who live, work, worship or attend school in designated underserved areas in Wichita, KS. - See Details

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Health

Data for Q4 2013

Institution Health

C+
Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. Catholic Family Credit Union has a low asset base.

Texas Ratio

GRADE:
B+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Catholic Family Credit Union had $264,000 in non-current loans and owned real-estate with $2.15 million in equity and loan loss allowances on hand to cover it. This gives Catholic Family Credit Union a Texas Ratio of 12.26% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B

The Texas Ratio for Catholic Family Credit Union decreased slightly from 14.33% as of December 31, 2012 to 12.26% as of December 31, 2013, resulting in a positive change of 14.44%.This indicates that the balance sheet and financial strength for Catholic Family Credit Union has improved slightly in recent periods.

Deposit Growth

GRADE:
B+

In the past year, Catholic Family Credit Union has increased its total deposits by $437,000, resulting in 1.77% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Catholic Family Credit Union has shown is above average.

Capitalization

GRADE:
C-

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Catholic Family Credit Union has $27.34 million in assets with $2.15 million in equity, resulting in a capitalization level of 7.87%, which is below average.

Institution Statistics

Overall
NCUA #5510
Year Chartered1947
Employees8
Primary Regulator
Assets and Liabilities
Assets$27.34 million
Loans$17.64 million
Deposits$25.16 million
Equity Capital$2.04 million
Loan Loss Allowance$114,000
Unbacked Noncurrent Loans$202,000
Real Estate Owned$62,000
Historic Data - December 2012
Assets$26.99 million
Equity Capital$2.09 million
Loan Loss Allowance$118,000
Unbacked Noncurrent Loans$202,000
Real Estate Owned$62,000
Profit Margin - Quarterly
Net Interest Margin4.49%
Return on Assets-0.17%
Return on Equity-2.31%
Interest Income$955,000
Rates

Always verify rates and promotions with the bank or credit union. We are not Catholic Family Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Catholic Family Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.15%$100-IRA Savings Account
0.15%$100-Roth IRA Savings Account
0.15%$100-SEP IRA Savings Account
0.15%$100-Coverdell Education Savings Account
0.05%$100-Membership Account
0.05%--Youth Account
0.05%--Christmas Club Account

Catholic Family Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.20%$25k-Money Market Plus Account

Catholic Family Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.02%$1k-Image 50 Checking Account
0.01%$750-Access Checking Account

Catholic Family Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
0.60%$1k-60 Month Share Certificate
0.60%$500-60 Month Youth Share Certificate
0.55%$1k-48 Month Share Certificate
0.55%$500-48 Month Youth Share Certificate
0.50%$1k-36 Month Share Certificate
0.50%$500-36 Month Youth Share Certificate
0.45%$1k-24 Month Share Certificate
0.45%$500-24 Month Youth Share Certificate
0.40%$1k-18 Month Share Certificate
0.40%$500-18 Month Youth Share Certificate
0.35%$1k-12 Month Share Certificate
0.35%$500-12 Month Youth Share Certificate

Catholic Family Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
0.60%$1k-60 Month IRA Certificate (Traditional,Roth,SEP)
0.60%$500-60 Month CESA Certificate
0.55%$1k-48 Month IRA Certificate (Traditional,Roth,SEP)
0.55%$500-48 Month CESA Certificate
0.50%$1k-36 Month IRA Certificate (Traditional,Roth,SEP)
0.50%$500-36 Month CESA Certificate
0.45%$1k-24 Month IRA Certificate (Traditional,Roth,SEP)
0.45%$500-24 Month CESA Certificate
0.40%$1k-18 Month IRA Certificate (Traditional,Roth,SEP)
0.40%$500-18 Month CESA Certificate
0.35%$1k-12 Month IRA Certificate (Traditional,Roth,SEP)
0.35%$500-12 Month CESA Certificate
Locations


Catholic Family Credit Union Locations
Branch Office717 N Socora StWichita, KS 672123670