Chain Bridge Bank, National Association

Chain Bridge Bank, National Association Locations
1445-A Laughlin Avenue
Mclean, VA 22101
703-748-2005
www.chainbridgebank.com



Chain Bridge Bank, National Association is headquartered in Mclean and is the 61st largest bank in the state of Virginia. It is also the 2,052nd largest bank in the nation. It was established in 2007 and as of March of 2012, it had grown to 28 employees at 1 location. Chain Bridge Bank, National Association's savings rates are 44% higher than the national average, and it boasts a 5-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

Chain Bridge Bank, National Association Checking Account Rates

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0.20%$100k-Single Source Checking

Chain Bridge Bank, National Association Savings Account Rates

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0.75%$2,501-Kids Savings
0.30%$100k-Personal Savings
0.30%$100k- Lawyer's Trust Account (IOLTA)

Chain Bridge Bank, National Association Money Market Rates

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0.20%$100k-Money Market Account

Chain Bridge Bank, National Association CD Rates

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1.25%$500-60 Month CD
1.00%$500-48 - 59 Month CD
0.75%$500-36 - 47 Month CD
0.60%$500-24 - 35 Month CD
0.45%$500-18 - 23 Month CD
0.40%$500-12 - 17 Month CD
0.25%$500-6 - 11 Month CD
0.20%$500-3 - 5 Month CD
0.20%$5k-8 Month No Penalty CD
0.20%$5k-13 Month No Penalty CD
0.20%$5k-30 Month No Penalty CD

Chain Bridge Bank, National Association IRA Rates

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1.25%$500-60 Month IRA
1.00%$500-48 - 59 Month IRA
0.75%$500-36 - 47 Month IRA
0.60%$500-1 Year Special IRA
0.60%$500-24 - 35 Month IRA
0.45%$500-18 - 23 Month IRA
0.40%$500-12 - 17 Month IRA
0.25%$500-6 - 11 Month IRA
0.20%$500-3 - 5 Month IRA

Rates updated: 5/24/2012

Data for Q1 2012


Institution Statistics


Chain Bridge Bank, National Association
FDIC Certificate #58595
BankRate ReportView
Year Established2007
Employees28
Primary RegulatorOCC

Assets and Liabilities

Assets$317.94 million
Loans$88.03 million
Deposits$289.05 million
Equity Capital$26.92 million
Loan Loss Allowance$1.57 million

Historic Data - March 2011

Assets$189.83 million
Equity Capital$20.60 million
Loan Loss Allowance$1.46 million
Unbacked Noncurrent Loans$104,000

Profit Margin - Quarterly

Net Interest Margin3.26%
Return on Assets0.74%
Return on Equity8.48%
Interest Income$2.56 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Chain Bridge Bank, National Association had $0 in non-current loans and owned real-estate with $28.49 million in equity and loan loss allowances on hand to cover it. This gives Chain Bridge Bank, National Association a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth5
In the past year, Chain Bridge Bank, National Association has increased its total deposits by $121.22 million, resulting in 72.22% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Chain Bridge Bank, National Association has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Chain Bridge Bank, National Association has $317.94 million in assets with $28.49 million in equity, resulting in a capitalization level of 8.96%, which is average.
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