Institution Statistics
| CHICAGO LEE | | NCUA # | 16836 | | BankRate Report | View | | Year Chartered | 1965 | | Employees | 0 | | Primary Regulator | |
Assets and Liabilities | | Assets | $1,000 | | Equity Capital | $1,000 |
Historic Data - December 2010 | | Assets | $449,000 | | Equity Capital | $126,000 |
Profit Margin - Quarterly | | Net Interest Margin | 0% | | Return on Assets | -12,600% | | Return on Equity | -12,600% |
|
|
Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Chicago Lee Credit Union had $0 in non-current loans and owned real-estate with $1,000 in equity and loan loss allowances on hand to cover it. This gives Chicago Lee Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Chicago Lee Credit Union has $1,000 in assets with $1,000 in equity, resulting in a capitalization level of 100.00%, which is excellent. |
|