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Not Federally Insured
255 N Lone Hill Ave
San Dimas, CA 91773-2308

Christian Community Credit Union is headquartered in San Dimas and is the 65th largest credit union in the state of California. It is also the 394th largest credit union in the nation. It was established in 1957 and as of March of 2014, it had grown to 124 employees and 28,867 members. Christian Community Credit Union's CD rates are 6X the national average, and it has a A health rating.

Field of Membership Restrictions

Christian Community Credit Union membership has grown nationwide and internationally to serve churches, ministries and their members, and other ministries. Individual Membership is available to individuals within the Christian community. You can be eligible for membership through family, faith or association. Ministry Membership is granted to churches and ministries who are directly involved in ministry. Qualifying organizations generally include Bible-teaching churches, Christian schools, and other Christian ministries (i.e. missionary and relief organizations) as approved by CCCU’s Board of Directors to be included in the common bond field of membership. Businesses can, likewise, join Christian Community Credit Union. Membership is granted to Christian businesses whose owners/partners are individual members of Christian Community Credit Union. - See Details

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Christian Community Credit Union had $4.75 million in non-current loans and owned real-estate with $73.68 million in equity and loan loss allowances on hand to cover it. This gives Christian Community Credit Union a Texas Ratio of 6.45% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Christian Community Credit Union decreased dramatically from 9.33% as of March 31, 2013 to 6.45% as of March 31, 2014, resulting in a positive change of 30.88%.This indicates that the balance sheet and financial strength for Christian Community Credit Union has improved dramatically in recent periods.

Deposit Growth


In the past year, Christian Community Credit Union has decreased its total deposits by -$5.86 million, resulting in -1.16% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Christian Community Credit Union has shown is average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Christian Community Credit Union has $576.07 million in assets with $73.68 million in equity, resulting in a capitalization level of 12.79%, which is excellent.

Institution Statistics

NCUA #97068
Year Chartered1957
Primary Regulator
Assets and Liabilities
Assets$576.07 million
Loans$486.31 million
Deposits$500.66 million
Equity Capital$65.45 million
Loan Loss Allowance$8.23 million
Unbacked Noncurrent Loans$4.34 million
Real Estate Owned$412,000
Historic Data - March 2013
Assets$574.12 million
Equity Capital$60.54 million
Loan Loss Allowance$8.72 million
Unbacked Noncurrent Loans$4.34 million
Real Estate Owned$1.69 million
Profit Margin - Quarterly
Net Interest Margin1.03%
Return on Assets0.81%
Return on Equity7.1%
Interest Income$5.95 million

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Christian Community Credit Union Savings Account Rates

0.15%$100-Advantage Savings Account
0.15%$25-Advantage Savings Account (Custodial Accounts for Minor)
0.15%--Ministry Savings Account

Christian Community Credit Union Money Market Rates

0.40%$25k-Premium Money Market
0.40%$25k-IRA Premium Money Market
0.40%--Business Premium Money Market
0.40%$25k-Roth IRA Premium Money Market
0.30%$1k-Money Market
0.30%$100-IRA Money Market
0.30%--Business Money Market
0.30%$100-Roth IRA Money Market

Christian Community Credit Union Checking Account Rates

0.10%$750-Checking Plus
0.10%$750-Business Checking Plus

Christian Community Credit Union CD Rates

5.00%$500$1k12 Month New Member Welcome Certificate Special
4.50%$500$10kBusiness 7 Month New Ministry Member Welcome Certificate Special
1.50%$100k-60 Month Share Certificate
1.50%$100k-Business 60 Month Share Certificate
1.25%$100k-48 - 59 Month Share Certificate
1.25%$100k-Business 48 - 59 Month Share Certificate
1.10%$100k-36 - 47 Month Share Certificate
1.10%$100k-Business 36 - 47 Month Share Certificate
1.00%$500$25k30 Month Step-it-Up Certificate Special
1.00%$500$25kBusiness 30 Month Step-it-Up Certificate Special
0.85%$100k-24 - 35 Month Share Certificate
0.85%$100k-Business 24 - 35 Month Share Certificate
0.75%$500$10k15 Month Penalty-Free Certificate Special
0.75%$500$10kBusiness 15 Month Penalty-Free Certificate Special
0.60%$100k-12 - 23 Month Share Certificate
0.60%$100k-Business 12 - 23 Month Share Certificate
0.50%$100k-6 - 11 Month Share Certificate
0.50%$100k-Business 6 - 11 Month Share Certificate

Christian Community Credit Union IRA Rates

1.50%$100k-60 Month IRA
1.25%$100k-48 - 59 Month IRA
1.10%$100k-36 - 47 Month IRA
0.85%$100k-24 - 35 Month IRA
0.60%$100k-12 - 23 Month IRA
0.50%$100k-6 - 11 Month IRA

Sorry, but we do not have location data for Christian Community Credit Union. Its headquarters is located at 255 N Lone Hill Ave - San Dimas, CA 91773-2308