Citizens Deposit Bank of Arlington, Inc.

Citizens Deposit Bank of Arlington, Inc. is headquartered in Arlington and is the 75^th largest bank in the state of Kentucky. It is also the 3,393^rd largest bank in the nation. It was established in 1949 and as of March of 2012, it had grown to 35 employees at 2 locations. Citizens Deposit Bank of Arlington, Inc. has a 5-star health rating.

Citizens Deposit Bank of Arlington, Inc. Checking Account Rates

Citizens Deposit Bank of Arlington, Inc. Savings Account Rates

Citizens Deposit Bank of Arlington, Inc. CD Rates

Citizens Deposit Bank of Arlington, Inc. IRA Rates

Data for Q1 2012

Institution Statistics Citizens Deposit Bank of Arlington, Inc. FDIC Certificate # 16852 BankRate Report View Year Established 1949 Employees 35 Primary Regulator FDIC Assets and Liabilities Assets $179.78 million Loans $103.66 million Deposits $129.38 million Equity Capital $21.74 million Loan Loss Allowance $2.30 million Unbacked Noncurrent Loans $1.23 million Real Estate Owned $144,000 Historic Data - March 2011 Assets $172.36 million Equity Capital $19.68 million Loan Loss Allowance $2.31 million Unbacked Noncurrent Loans $666,000 Real Estate Owned $24,000 Profit Margin - Quarterly Net Interest Margin 3.84% Return on Assets 1.68% Return on Equity 14.11% Interest Income $2.40 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Citizens Deposit Bank of Arlington, Inc. had $1.37 million in non-current loans and owned real-estate with $24.04 million in equity and loan loss allowances on hand to cover it. This gives Citizens Deposit Bank of Arlington, Inc. a Texas Ratio of 5.72% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Citizens Deposit Bank of Arlington, Inc. held steady from 3.14% as of March 31, 2011 to 5.72% as of March 31, 2012, resulting in a negative change of 82.17%. This indicates that the balance sheet and financial strength for Citizens Deposit Bank of Arlington, Inc. has held steady in recent periods. Deposit Growth In the past year, Citizens Deposit Bank of Arlington, Inc. has increased its total deposits by $7.98 million, resulting in 6.58% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Citizens Deposit Bank of Arlington, Inc. has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Citizens Deposit Bank of Arlington, Inc. has $179.78 million in assets with $24.04 million in equity, resulting in a capitalization level of 13.37%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.