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1982 N State Road 7
Margate, FL 33063

City County Cu Of Fort Lauderdale is headquartered in Margate and is the 30th largest credit union in the state of Florida. It is also the 526th largest credit union in the nation. It was established in 1953 and as of March of 2014, it had grown to 105 employees and 51,539 members. City County Cu Of Fort Lauderdale has a A health rating.

Field of Membership Restrictions

The following individuals and businesses are eligible for membership at CCCU: --Anyone who lives or works in, or any business located in Broward, Palm Beach, Miami-Dade, Brevard, Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Indian River, Lake, Lee, Manatee, Marion, Martin, Monroe, Okeechobee, Orange, Osceola, Polk, Sarasota, Seminole, St. Lucie or Volusia County, Florida --Licensed professionals and their employees --Family members of existing members --Employees of select employers throughout our membership area - See Details

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 City County Cu Of Fort Lauderdale had $6.36 million in non-current loans and owned real-estate with $54.31 million in equity and loan loss allowances on hand to cover it. This gives City County Cu Of Fort Lauderdale a Texas Ratio of 11.72% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for City County Cu Of Fort Lauderdale decreased slightly from 15.64% as of March 31, 2013 to 11.72% as of March 31, 2014, resulting in a positive change of 25.07%.This indicates that the balance sheet and financial strength for City County Cu Of Fort Lauderdale has improved slightly in recent periods.

Deposit Growth


In the past year, City County Cu Of Fort Lauderdale has increased its total deposits by $48.1 million, resulting in 15.14% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth City County Cu Of Fort Lauderdale has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. City County Cu Of Fort Lauderdale has $418.52 million in assets with $54.31 million in equity, resulting in a capitalization level of 12.98%, which is excellent.

Institution Statistics

NCUA #61525
Year Chartered1953
Primary Regulator
Assets and Liabilities
Assets$418.52 million
Loans$277.16 million
Deposits$365.87 million
Equity Capital$48.35 million
Loan Loss Allowance$5.97 million
Unbacked Noncurrent Loans$5.65 million
Real Estate Owned$720,000
Historic Data - March 2013
Assets$364.91 million
Equity Capital$43.23 million
Loan Loss Allowance$7.55 million
Unbacked Noncurrent Loans$5.65 million
Real Estate Owned$929,000
Profit Margin - Quarterly
Return on Assets1.22%
Return on Equity10.6%
Interest Income$3.83 million

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City County Cu Of Fort Lauderdale Savings Account Rates

0.50%--IRA Share Savings Account
0.50%--Roth IRA Share Savings Account
0.25%--Personal Savings Account
0.25%--Business Savings Account

City County Cu Of Fort Lauderdale Money Market Rates

0.40%$10k-High Yield Investment Account
0.30%$2,500-Personal Money Market Account
0.30%$2,500-Business Money Market

City County Cu Of Fort Lauderdale Checking Account Rates

1.00%$2,500$50kBusiness Checking Plus
0.15%$2,500-Personal Interest Checking

City County Cu Of Fort Lauderdale CD Rates

1.96%$500-5 Year Premium CD
1.81%$500-5 Year Select CD
1.71%$500-5 Year Basic CD
1.71%$500-5 Year Business CD
1.71%$500-5 Year Value CD
1.45%$500-2.5 Year Premium CD
1.30%$500-2.5 Year Select CD
1.20%$500-2.5 Year Basic CD
1.20%$500-2.5 Year Value CD
1.20%$500-2.5 Year Business CD
0.80%$50k-1 Year Jumbo Premium CD
0.70%$500-1 Year Premium CD
0.65%$50k-6 Month Jumbo Premium CD
0.65%$50k-1 Year Jumbo Select CD
0.55%$50k-1 Year Jumbo Basic CD
0.55%$50k-1 Year Jumbo Business CD
0.55%$50k-1 Year Jumbo Value CD
0.55%$500-9 Month Premium CD
0.55%$500-1 Year Select CD
0.50%$50k-6 Month Jumbo Select CD
0.50%$500-6 Month Premium CD
0.45%$500-1 Year Basic CD
0.45%$500-1 Year Value CD
0.45%$500-1 Year Business CD
0.40%$50k-6 Month Jumbo Basic CD
0.40%$50k-6 Month Jumbo Business CD
0.40%$50k-6 Month Jumbo Value CD
0.40%$500-9 Month Select CD
0.35%$500-6 Month Select CD
0.30%$500-9 Month Basic CD
0.30%$500-9 Month Value CD
0.30%$500-9 Month Business CD
0.25%$500-6 Month Basic CD
0.25%$500-6 Month Value CD
0.25%$500-6 Month Business CD

City County Cu Of Fort Lauderdale IRA Rates

2.01%$500-5 Year Premium IRA
1.86%$500-5 Year Select IRA
1.76%$500-5 Year Value IRA
1.51%$10k-1 Year Jumbo IRA (New Money Only)
1.30%$500-2.5 Year Premium IRA
1.25%$10k-1 Year Jumbo Premium IRA
1.15%$500-2.5 Year Select IRA
1.15%$500-1 Year Premium IRA
1.10%$10k-1 Year Jumbo Select IRA
1.05%$500-2.5 Year Value IRA
1.00%$500-1 Year Select IRA
1.00%$10k-1 Year Jumbo Value IRA
0.90%$500-1 Year Value IRA

City County Cu Of Fort Lauderdale Locations
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