College Credit Union Of Greeley

College Credit Union Of Greeley is headquartered in GREELEY and is the 45^th largest credit union in the state of Colorado. It is also the 2,471^st largest credit union in the nation. It was established in 1935 and as of December of 2011, it had grown to 9 employees and 3,817 members. College Credit Union Of Greeley has a 5-star health rating.

College Credit Union Of Greeley Routing Number: 307076711

College Credit Union Of Greeley Checking Account Rates

College Credit Union Of Greeley Savings Account Rates

College Credit Union Of Greeley Money Market Rates

College Credit Union Of Greeley CD Rates

College Credit Union Of Greeley IRA Rates

Data for Q4 2011

Institution Statistics COLLEGE CREDIT UNION OF GREELEY NCUA # 65775 BankRate Report View Year Chartered 1935 Employees 9 Primary Regulator Assets and Liabilities Assets $42.10 million Loans $25.35 million Deposits $36.46 million Equity Capital $5.52 million Loan Loss Allowance $105,000 Unbacked Noncurrent Loans $59,000 Real Estate Owned $145,000 Historic Data - December 2010 Assets $44.25 million Equity Capital $5.45 million Loan Loss Allowance $141,000 Unbacked Noncurrent Loans $475,000 Real Estate Owned $137,000 Profit Margin - Quarterly Net Interest Margin 5.8% Return on Assets 0.15% Return on Equity 1.18% Interest Income $1.64 million Non-Interest Income $190,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 College Credit Union Of Greeley had $204,000 in non-current loans and owned real-estate with $5.63 million in equity and loan loss allowances on hand to cover it. This gives College Credit Union Of Greeley a Texas Ratio of 3.62% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for College Credit Union Of Greeley decreased significantly from 10.94% as of December 31, 2010 to 3.62% as of December 31, 2011, resulting in a positive change of 66.89%.This indicates that the balance sheet and financial strength for College Credit Union Of Greeley has improved significantly in recent periods. Deposit Growth In the past year, College Credit Union Of Greeley has decreased its total deposits by -$2.3 million, resulting in -5.92% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth College Credit Union Of Greeley has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. College Credit Union Of Greeley has $42.1 million in assets with $5.63 million in equity, resulting in a capitalization level of 13.37%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.