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Overview / Commentary
970-330-3900
2901 S 27Th Ave
Greeley, CO 80631

College Credit Union Of Greeley is headquartered in GREELEY and is the 45th largest credit union in the state of Colorado. It is also the 2,452nd largest credit union in the nation. It was established in 1935 and as of March of 2014, it had grown to 10 employees and 3,650 members. College Credit Union Of Greeley has a B+ health rating.

Field of Membership Restrictions

Must live or work in Weld County. - See Details

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Health

Data for Q1 2014

Institution Health

B+
Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. College Credit Union Of Greeley has a low asset base.

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 College Credit Union Of Greeley had $228,000 in non-current loans and owned real-estate with $5.9 million in equity and loan loss allowances on hand to cover it. This gives College Credit Union Of Greeley a Texas Ratio of 3.85% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A

The Texas Ratio for College Credit Union Of Greeley decreased dramatically from 5.93% as of March 31, 2013 to 3.85% as of March 31, 2014, resulting in a positive change of 35.10%.This indicates that the balance sheet and financial strength for College Credit Union Of Greeley has improved dramatically in recent periods.

Deposit Growth

GRADE:
B

In the past year, College Credit Union Of Greeley has increased its total deposits by $335,000, resulting in 0.88% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth College Credit Union Of Greeley has shown is above average.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. College Credit Union Of Greeley has $44.26 million in assets with $5.9 million in equity, resulting in a capitalization level of 13.32%, which is excellent.

Institution Statistics

Overall
NCUA #65775
Year Chartered1935
Employees10
Primary Regulator
Assets and Liabilities
Assets$44.27 million
Loans$27.36 million
Deposits$38.40 million
Equity Capital$5.78 million
Loan Loss Allowance$113,000
Unbacked Noncurrent Loans$1,000
Real Estate Owned$227,000
Historic Data - March 2013
Assets$43.90 million
Equity Capital$5.67 million
Loan Loss Allowance$117,000
Unbacked Noncurrent Loans$1,000
Real Estate Owned$278,000
Profit Margin - Quarterly
Net Interest Margin1.07%
Return on Assets0.05%
Return on Equity0.35%
Interest Income$322,000
Rates

Always verify rates and promotions with the bank or credit union. We are not College Credit Union Of Greeley, we are a rate comparison website and can not provide official rates or promotions.

College Credit Union Of Greeley Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.05%$25-Primary Share Savings
0.05%$25-Additional Share Account
0.05%$50-IRA Share Account

College Credit Union Of Greeley Money Market Rates

DetailsAPYMINMAXPRODUCT
0.35%$100k-Jumbo Tiered Money Market
0.25%$50k$100kTiered Money Market

College Credit Union Of Greeley Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.05%$10k-Millennium Checking Account

College Credit Union Of Greeley CD Rates

DetailsAPYMINMAXPRODUCT
1.55%$500-60 Month Share Certificate
1.25%$500-48 Month Share Certificate
1.15%$500-36 Month Share Certificate
0.85%$500-24 Month Share Certificate
0.60%$500-18 Month Share Certificate
0.30%$500-12 Month Share Certificate
0.20%$500-6 Month Share Certificate

College Credit Union Of Greeley IRA Rates

DetailsAPYMINMAXPRODUCT
1.55%$1k-60 Month IRA Share Certificate
1.25%$1k-48 Month IRA Share Certificate
1.15%$1k-36 Month IRA Share Certificate
0.85%$1k-24 Month IRA Share Certificate
0.60%$1k-18 Month IRA Share Certificate
0.30%$1k-12 Month IRA Share Certificate
0.20%$1k-6 Month IRA Share Certificate
Locations


College Credit Union Of Greeley Locations
Branch Office2901 S 27TH AVEGREELEY, CO 80631
Branch Office1503 9TH AVEGREELEY, CO 80631