Collin Bank

8802 Coleman Blvd.
Frisco, TX 75034
972-930-0508
www.collinbank.com

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Collin Bank is headquartered in Frisco and is the 239^th largest bank in the state of Texas. It is also the 3,072^nd largest bank in the nation. It was established in 2008 and as of September of 2011, it had grown to 35 employees at 2 locations. Collin Bank's savings rates are 2X the national average, and it has a 4-star health rating.

Collin Bank Routing Number: 111925773

Top Savings Account Rate in Texas at Collin Bank - Local Only - 2/10/2012

Collin Bank is offering a good deal on its Affinity Savings Account. It has an interest rate of 1.26% APY on all balances of $100 and above. This is listed in the bank's Affinity Savings page as of 2/ ...

Competitive CD Rates at Collin Bank in Texas - Local Only - 7/13/2010

Collin Bank is offering a few competitive CD rates. The best deal is currently a 2.15% APY 24-month CD. Minimum deposit is $1,000, and it should also be available in an IRA. Other notable rates as lis ...

2.58% 12-Month CD and Other High Rates at Collin Bank in Texas - Local Only - 6/9/2009

Collin Bank is offering very competitive CD and IRA rates. Some of the most competitive include a 2.27% APY 6-month CD, a 2.58% APY 12-month CD and a 2.73% APY 24-month CD. Minimum deposit is $1,000. Jumbo CDs have rates 10 basis points higher. These...

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See Rates for: Checking | Savings | Money Market | CD | IRA

Collin Bank Checking Account Rates

Apy	Min	Max	Product
1.00%	$5k	-	Community Investment
1.00%	-	-	IOLTA
0.15%	$1,500	-	Now Account

Collin Bank Savings Account Rates

Apy	Min	Max	Product
1.26%	-	-	Affinity Savings
0.35%	$25k	-	Savings Account

Collin Bank Money Market Rates

Apy	Min	Max	Product
1.26%	$1m	-	Ambassador Money Market
1.00%	$1m	-	Preferred Money Market

Collin Bank CD Rates

Apy	Min	Max	Product
1.40%	$1k	$100k	60 Month CD
1.40%	$100k	-	60 Month Jumbo CD
1.15%	$100k	-	48 Month Jumbo CD
1.14%	$1k	$100k	48 Month CD
0.95%	$1k	$100k	36 Month CD
0.95%	$100k	-	36 Month Jumbo CD
0.65%	$1k	$100k	24 Month CD
0.65%	$100k	-	24 Month Jumbo CD
0.50%	$1k	$100k	18 Month CD
0.50%	$100k	-	18 Month Jumbo CD
0.45%	$1k	$100k	12 Month CD
0.45%	$100k	-	12 Month Jumbo CD
0.30%	$1k	$100k	6 Month CD
0.30%	$100k	-	6 Month Jumbo CD
0.20%	$1k	$100k	3 Month CD
0.20%	$100k	-	3 Month Jumbo CD

Collin Bank IRA Rates

Apy	Min	Max	Product
1.40%	$1k	$100k	60 Month IRA
1.40%	$100k	-	60 Month Jumbo IRA
1.40%	$1k	$100k	60 Month Roth IRA
1.40%	$100k	-	60 Month Jumbo Roth IRA
1.40%	$1k	$100k	60 Month SEP IRA
1.40%	$100k	-	60 Month Jumbo SEP IRA
1.15%	$100k	-	48 Month Jumbo IRA
1.15%	$100k	-	48 Month Jumbo Roth IRA
1.15%	$100k	-	48 Month Jumbo SEP IRA
1.14%	$1k	$100k	48 Month IRA
1.14%	$1k	$100k	48 Month Roth IRA
1.14%	$1k	$100k	48 Month SEP IRA
0.95%	$1k	$100k	36 Month IRA
0.95%	$100k	-	36 Month Jumbo IRA
0.95%	$1k	$100k	36 Month Roth IRA
0.95%	$100k	-	36 Month Jumbo Roth IRA
0.95%	$1k	$100k	36 Month SEP IRA
0.95%	$100k	-	36 Month Jumbo SEP IRA
0.65%	$1k	$100k	24 Month IRA
0.65%	$100k	-	24 Month Jumbo IRA
0.65%	$1k	$100k	24 Month Roth IRA
0.65%	$100k	-	24 Month Jumbo Roth IRA
0.65%	$1k	$100k	24 Month SEP IRA
0.65%	$100k	-	24 Month Jumbo SEP IRA
0.50%	$1k	$100k	18 Month IRA
0.50%	$100k	-	18 Month Jumbo IRA
0.50%	$1k	$100k	18 Month Roth IRA
0.50%	$100k	-	18 Month Jumbo Roth IRA
0.50%	$1k	$100k	18 Month SEP IRA
0.50%	$100k	-	18 Month Jumbo SEP IRA
0.45%	$1k	$100k	12 Month IRA
0.45%	$100k	-	12 Month Jumbo IRA
0.45%	$1k	$100k	12 Month Roth IRA
0.45%	$100k	-	12 Month Jumbo Roth IRA
0.45%	$1k	$100k	12 Month SEP IRA
0.45%	$100k	-	12 Month Jumbo SEP IRA
0.30%	$1k	$100k	6 Month IRA
0.30%	$100k	-	6 Month Jumbo IRA
0.30%	$1k	$100k	6 Month Roth IRA
0.30%	$100k	-	6 Month Jumbo Roth IRA
0.30%	$1k	$100k	6 Month SEP IRA
0.30%	$100k	-	6 Month Jumbo SEP IRA
0.20%	$1k	$100k	3 Month IRA
0.20%	$100k	-	3 Month Jumbo IRA
0.20%	$1k	$100k	3 Month Roth IRA
0.20%	$100k	-	3 Month Jumbo Roth IRA
0.20%	$1k	$100k	3 Month SEP IRA
0.20%	$100k	-	3 Month Jumbo SEP IRA

Rates updated: 2/11/2012

Data for Q3 2011

Institution Statistics

Collin Bank
FDIC Certificate #	58610
BankRate Report	View
Year Established	2008
Employees	35
Primary Regulator	FDIC
Assets and Liabilities
Assets	$201.74 million
Loans	$111.39 million
Deposits	$149.71 million
Equity Capital	$26.51 million
Loan Loss Allowance	$1.57 million
Unbacked Noncurrent Loans	$5.53 million
Historic Data - September 2010
Assets	$165.15 million
Equity Capital	$26.75 million
Loan Loss Allowance	$1.56 million
Unbacked Noncurrent Loans	$3.54 million
Profit Margin - Quarterly
Net Interest Margin	3.51%
Return on Assets	0.21%
Return on Equity	1.5%
Interest Income	$6.58 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Collin Bank had $5.53 million in non-current loans and owned real-estate with $28.08 million in equity and loan loss allowances on hand to cover it. This gives Collin Bank a Texas Ratio of 19.70% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Collin Bank increased slightly from 12.51% as of September 30, 2010 to 19.70% as of September 30, 2011, resulting in a negative change of 57.51%. This indicates that the balance sheet and financial strength for Collin Bank has declined slightly in recent periods.
Deposit Growth
In the past year, Collin Bank has increased its total deposits by $19.88 million, resulting in 15.31% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Collin Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Collin Bank has $201.74 million in assets with $28.08 million in equity, resulting in a capitalization level of 13.92%, which is excellent.