Colonial Savings, F.A.

Colonial Savings, F.A. is headquartered in Fort Worth and is the 49^th largest bank in the state of Texas. It is also the 634^th largest bank in the nation. It was established in 1962 and as of March of 2012, it had grown to 671 employees at 8 locations. Colonial Savings, F.A. has a 5-star health rating.

Colonial Savings, F.A. Checking Account Rates

Colonial Savings, F.A. Savings Account Rates

Colonial Savings, F.A. Money Market Rates

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Colonial Savings, F.A. IRA Rates

Data for Q1 2012

Institution Statistics Colonial Savings, F.A. OTS # 06809 FDIC Certificate # 31361 BankRate Report View Year Established 1962 Employees 671 Primary Regulator OCC Assets and Liabilities Assets $1.05 billion Loans $702.49 million Deposits $638.20 million Equity Capital $160.88 million Loan Loss Allowance $12.19 million Unbacked Noncurrent Loans $5.28 million Real Estate Owned $1.52 million Historic Data - March 2011 Assets $861.42 million Equity Capital $133.17 million Loan Loss Allowance $15.49 million Unbacked Noncurrent Loans $5.92 million Real Estate Owned $6.02 million Profit Margin - Quarterly Net Interest Margin 8.17% Return on Assets 6.22% Return on Equity 39.99% Interest Income $17.39 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Colonial Savings, F.A. had $6.8 million in non-current loans and owned real-estate with $173.07 million in equity and loan loss allowances on hand to cover it. This gives Colonial Savings, F.A. a Texas Ratio of 3.93% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Colonial Savings, F.A. held steady from 2.78% as of March 31, 2011 to 3.93% as of March 31, 2012, resulting in a negative change of 41.39%. This indicates that the balance sheet and financial strength for Colonial Savings, F.A. has held steady in recent periods. Deposit Growth In the past year, Colonial Savings, F.A. has increased its total deposits by $100.38 million, resulting in 18.67% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Colonial Savings, F.A. has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Colonial Savings, F.A. has $1.05 billion in assets with $173.07 million in equity, resulting in a capitalization level of 16.48%, which is excellent.

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