Columbine Credit Union

Columbine Credit Union is headquartered in Centennial and is the 43^rd largest credit union in the state of Colorado. It is also the 2,373^rd largest credit union in the nation. It was established in 1957 and as of December of 2011, it had grown to 10 employees and 3,435 members. Columbine Credit Union's savings rates are 92% higher than the national average, and it has a 3-star health rating.

Columbine Credit Union Savings Account Rates

Columbine Credit Union Money Market Rates

Columbine Credit Union CD Rates

Columbine Credit Union IRA Rates

Data for Q4 2011

Institution Statistics COLUMBINE NCUA # 11548 BankRate Report View Year Chartered 1957 Employees 10 Primary Regulator Assets and Liabilities Assets $45.14 million Loans $21.77 million Deposits $40.69 million Equity Capital $4.30 million Loan Loss Allowance $449,000 Unbacked Noncurrent Loans $1.03 million Historic Data - December 2010 Assets $43.79 million Equity Capital $3.93 million Loan Loss Allowance $361,000 Unbacked Noncurrent Loans $297,000 Real Estate Owned $135,000 Profit Margin - Quarterly Net Interest Margin 6.14% Return on Assets 0.84% Return on Equity 8.78% Interest Income $1.88 million Non-Interest Income $256,000

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Columbine Credit Union had $1.03 million in non-current loans and owned real-estate with $4.74 million in equity and loan loss allowances on hand to cover it. This gives Columbine Credit Union a Texas Ratio of 21.79% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Columbine Credit Union increased slightly from 10.08% as of December 31, 2010 to 21.79% as of December 31, 2011, resulting in a negative change of 116.25%. This indicates that the balance sheet and financial strength for Columbine Credit Union has declined slightly in recent periods. Deposit Growth In the past year, Columbine Credit Union has increased its total deposits by $978,000, resulting in 2.46% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Columbine Credit Union has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Columbine Credit Union has $45.14 million in assets with $4.74 million in equity, resulting in a capitalization level of 10.51%, which is above average.

No reviews have been left for this bank yet. Be the first to review.