Columbus Club Credit Union
P.O. Box 1231
San Fernando, CA 91341
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Columbus Club Credit Union is headquartered in SAN FERNANDO and is the 353rd largest credit union in the state of California. It is also the 4,924th largest credit union in the nation. It was established in 1953 and as of December of 2011, it had grown to employees and 690 members. Columbus Club Credit Union has a 5-star health rating.
Data for Q4 2011
Institution Statistics
| COLUMBUS CLUB | | NCUA # | 9044 | | BankRate Report | View | | Year Chartered | 1953 | | Employees | 0 | | Primary Regulator | |
Assets and Liabilities | | Assets | $8.05 million | | Loans | $470,000 | | Deposits | $6.96 million | | Equity Capital | $1.06 million | | Loan Loss Allowance | $8,000 |
Historic Data - December 2010 | | Assets | $8.19 million | | Equity Capital | $1.04 million | | Loan Loss Allowance | $4,000 | | Unbacked Noncurrent Loans | $44,000 |
Profit Margin - Quarterly | | Net Interest Margin | 5.29% | | Return on Assets | 0.25% | | Return on Equity | 1.88% | | Interest Income | $271,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Columbus Club Credit Union had $0 in non-current loans and owned real-estate with $1.07 million in equity and loan loss allowances on hand to cover it. This gives Columbus Club Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Columbus Club Credit Union has decreased its total deposits by $-159,000, resulting in -2.24% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Columbus Club Credit Union has shown is below average. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Columbus Club Credit Union has $8.05 million in assets with $1.07 million in equity, resulting in a capitalization level of 13.30%, which is excellent. |
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