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913-905-7000
9777 Ridge Dr
Lenexa, KS 66219

CommunityAmerica Credit Union is headquartered in Lenexa and is the 2nd largest credit union in the state of Kansas. It is also the 87th largest credit union in the nation. It was established in 1940 and as of March of 2014, it had grown to 599 employees and 179,843 members. CommunityAmerica Credit Union's savings rates are 8X the national average, and it boasts a A+ health rating.

Field of Membership Restrictions

Must live or work in Jackson, Clay, Platte or St. Charles County in Missouri. Membership is also available to people in Douglas, Johnson, Jefferson, Leavenworth, Miami, Shawnee or Wyandotte county in the state of Kansas. - See Details

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Reviews (1)

Horrible Loan Service!!! (There Is 1 Star Only Because I Had To Select One)

This is a horrible organization for a loan. I got a car loan from them and they and the dealer failed to inform me that with accepting a loan from them I was also opening up a savings account. Fast forward a few years, and the car is paid off with any overages I paid having been placed into this savings account, of which I knew nothing. Until a receive a statement informing me that I've gone under my minimum balance and that I've had $5 charges deducted from my account balance over the last 2 months. I called to have the situation resolved and the account closed with the overage amount sent to me. Of course they take no responsibility and say that they cannot reimburse me the amount they've already taken and then when I receive the check, another $5 has been taken out! Despite none of the customer service agents informing me of the additional charges at the time of my call.

WILL NEVER DO BUSINESS WITH THEM AGAIN!!!!!



Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 CommunityAmerica Credit Union had $12.58 million in non-current loans and owned real-estate with $262.08 million in equity and loan loss allowances on hand to cover it. This gives CommunityAmerica Credit Union a Texas Ratio of 4.80% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for CommunityAmerica Credit Union experienced no significant changes from 4.01% as of March 31, 2013 to 4.80% as of March 31, 2014, resulting in a negative change of 19.73%. This indicates that the balance sheet and financial strength for CommunityAmerica Credit Union has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, CommunityAmerica Credit Union has increased its total deposits by $77.13 million, resulting in 5.18% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth CommunityAmerica Credit Union has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. CommunityAmerica Credit Union has $1.96 billion in assets with $262.08 million in equity, resulting in a capitalization level of 13.37%, which is excellent.

Institution Statistics

Overall
NCUA #67664
Year Chartered1940
Employees599
Primary Regulator
Assets and Liabilities
Assets$1.96 billion
Loans$1.18 billion
Deposits$1.57 billion
Equity Capital$243.32 million
Loan Loss Allowance$18.76 million
Unbacked Noncurrent Loans$10.58 million
Real Estate Owned$2.00 million
Historic Data - March 2013
Assets$1.89 billion
Equity Capital$231.53 million
Loan Loss Allowance$18.33 million
Unbacked Noncurrent Loans$10.58 million
Real Estate Owned$1.84 million
Profit Margin - Quarterly
Return on Assets0.41%
Return on Equity3.31%
Interest Income$15.93 million
Rates

Always verify rates and promotions with the bank or credit union. We are not CommunityAmerica Credit Union, we are a rate comparison website and can not provide official rates or promotions.

CommunityAmerica Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
3.92%-$1,500High Interest Savings
0.15%$50k-Share Savings Account
0.15%$50k-IRA Savings Account
0.15%$50k-Cash 'N Coins Savings Account
0.15%$50k-Business Share Savings
0.05%--Holiday Club Account
0.05%--Special Shares Account

CommunityAmerica Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.50%$500k-Money Market Savings Account
0.50%$500k-Money Market IRA Savings Account
0.50%$500k-Business Money Market

CommunityAmerica Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.40%-$50kHigh Interest Business Checking
0.15%$2,500-Business Checking Plus
0.05%$20k-Premier Checking Account
0.05%$1k-Interest Checking Account

CommunityAmerica Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.45%$500-60 Month Share Certificate
1.45%$500-Business 60 Month Share Certificate
1.20%$500-48 Month Share Certificate
1.20%$500-Business 48 Month Share Certificate
0.90%$500-36 Month Share Certificate
0.90%$500-Business 36 Month Share Certificate
0.70%$500-24 Month Share Certificate
0.70%$500-Business 24 Month Share Certificate
0.55%$500-12 Month Share Certificate
0.55%$500-30 Month Share Certificate
0.55%$500-Business 12 Month Share Certificate
0.40%$500-18 Month Share Certificate
0.40%$500-Business 18 Month Share Certificate
0.35%$500-15 Month Share Certificate
0.35%$500-Business 15 Month Share Certificate
0.30%$500-6 Month Share Certificate
0.30%$500-Business 6 Month Share Certificate
0.25%$500-9 Month Share Certificate
0.25%$500-Business 9 Month Share Certificate
0.15%$500-3 Month Share Certificate
0.15%$500-Business 3 Month Share Certificate

CommunityAmerica Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
1.45%$500-60 Month IRA Share Certificate
1.20%$500-48 Month IRA Share Certificate
0.90%$500-36 Month IRA Share Certificate
0.70%$500-24 Month IRA Share Certificate
0.55%$500-12 Month IRA Share Certificate
0.55%$500-30 Month IRA Share Certificate
0.40%$500-18 Month IRA Share Certificate
0.35%$500-15 Month IRA Share Certificate
0.30%$500-6 Month IRA Share Certificate
0.25%$500-9 Month IRA Share Certificate
0.15%$500-3 Month IRA Share Certificate
Locations

CommunityAmerica Credit Union has 32 locations. Click to view all CommunityAmerica Credit Union locations.