Community Bank Corporation

Community Bank Corporation is headquartered in Chaska and is the 119^st largest bank in the state of Minnesota. It is also the 3,901^st largest bank in the nation. It was established in 2000 and as of March of 2012, it had grown to 29 employees at 3 locations. Community Bank Corporation has a 3-star health rating.

Community Bank Corporation Routing Number: 091917047

Data for Q1 2012

Institution Statistics Community Bank Corporation FDIC Certificate # 35370 BankRate Report View Year Established 2000 Employees 29 Primary Regulator FED Assets and Liabilities Assets $148.55 million Loans $107.36 million Deposits $123.36 million Equity Capital $16.27 million Loan Loss Allowance $3.13 million Unbacked Noncurrent Loans $3.33 million Real Estate Owned $1.35 million Historic Data - March 2011 Assets $166.55 million Equity Capital $14.52 million Loan Loss Allowance $3.24 million Real Estate Owned $1.89 million Profit Margin - Quarterly Net Interest Margin 4.75% Return on Assets 0.98% Return on Equity 9.08% Interest Income $1.83 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Community Bank Corporation had $4.68 million in non-current loans and owned real-estate with $19.39 million in equity and loan loss allowances on hand to cover it. This gives Community Bank Corporation a Texas Ratio of 24.15% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Community Bank Corporation increased slightly from 10.67% as of March 31, 2011 to 24.15% as of March 31, 2012, resulting in a negative change of 126.46%. This indicates that the balance sheet and financial strength for Community Bank Corporation has declined slightly in recent periods. Deposit Growth In the past year, Community Bank Corporation has decreased its total deposits by -$16.31 million, resulting in -11.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Community Bank Corporation has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Community Bank Corporation has $148.55 million in assets with $19.39 million in equity, resulting in a capitalization level of 13.06%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.