Institution Statistics
| Community Bank of Broward | | FDIC Certificate # | 57300 | | BankRate Report | View | | Year Established | 2002 | | Employees | 83 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $476.36 million | | Loans | $394.89 million | | Deposits | $406.64 million | | Equity Capital | $40.59 million | | Loan Loss Allowance | $7.51 million | | Unbacked Noncurrent Loans | $34.84 million | | Real Estate Owned | $10.39 million |
Historic Data - September 2010 | | Assets | $482.23 million | | Equity Capital | $39.64 million | | Loan Loss Allowance | $8.82 million | | Unbacked Noncurrent Loans | $38.52 million | | Real Estate Owned | $4.90 million |
Profit Margin - Quarterly | | Net Interest Margin | 4.01% | | Return on Assets | 0.21% | | Return on Equity | 2.55% | | Interest Income | $16.59 million |
|
|
Institution Health
Overall Score:
2 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Community Bank of Broward had $45.23 million in non-current loans and owned real-estate with $48.1 million in equity and loan loss allowances on hand to cover it. This gives Community Bank of Broward a Texas Ratio of 94.04% which is poor. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for Community Bank of Broward held steady from 89.60% as of September 30, 2010 to 94.04% as of September 30, 2011, resulting in a negative change of 4.96%. This indicates that the balance sheet and financial strength for Community Bank of Broward has held steady in recent periods. | | Deposit Growth |  | | In the past year, Community Bank of Broward has decreased its total deposits by -$6.6 million, resulting in -1.6% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Community Bank of Broward has shown is below average. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Community Bank of Broward has $476.36 million in assets with $48.1 million in equity, resulting in a capitalization level of 10.10%, which is above average. |
|
