Institution Statistics
| Community Bank of Broward | | FDIC Certificate # | 57300 | | BankRate Report | View | | Year Established | 2002 | | Employees | 81 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $464.01 million | | Loans | $381.98 million | | Deposits | $395.99 million | | Equity Capital | $39.17 million | | Loan Loss Allowance | $7.80 million | | Unbacked Noncurrent Loans | $34.74 million | | Real Estate Owned | $9.04 million |
Historic Data - March 2011 | | Assets | $500.52 million | | Equity Capital | $39.78 million | | Loan Loss Allowance | $7.81 million | | Unbacked Noncurrent Loans | $37.09 million | | Real Estate Owned | $11.55 million |
Profit Margin - Quarterly | | Net Interest Margin | 4.07% | | Return on Assets | 0.38% | | Return on Equity | 4.57% | | Interest Income | $5.15 million |
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Institution Health
Overall Score:
2 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Community Bank of Broward had $43.77 million in non-current loans and owned real-estate with $46.96 million in equity and loan loss allowances on hand to cover it. This gives Community Bank of Broward a Texas Ratio of 93.21% which is poor. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for Community Bank of Broward held steady from 102.20% as of March 31, 2011 to 93.21% as of March 31, 2012, resulting in a positive change of 8.80%.This indicates that the balance sheet and financial strength for Community Bank of Broward has held steady in recent periods. | | Deposit Growth | | | In the past year, Community Bank of Broward has decreased its total deposits by -$36.23 million, resulting in -8.38% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Community Bank of Broward has shown is poor. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Community Bank of Broward has $464.01 million in assets with $46.96 million in equity, resulting in a capitalization level of 10.12%, which is above average. |
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