Community Bank of Cameron

Community Bank of Cameron Locations
101 West Main Street
Cameron, WI 54822
www.cameronbank.com



Community Bank of Cameron is headquartered in Cameron and is the 172nd largest bank in the state of Wisconsin. It is also the 4,752nd largest bank in the nation. It was established in 1903 and as of March of 2012, it had grown to 26 employees at 3 locations. Community Bank of Cameron's savings rates are 3X the national average, and it has a 4-star health rating.

Community Bank of Cameron Routing Number: 091804723



See Rates for: Checking | Savings | Money Market | CD | IRA

Community Bank of Cameron Checking Account Rates

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0.55%$1k-Cyber Checking Account
0.10%--Now Checking Account
0.10%$500-Classic Checking Account

Community Bank of Cameron Savings Account Rates

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2.78%-$500Kids Club Savings Account
1.81%$5k-Health Savings Account
1.50%-$2,500Christmas Club Account
1.21%--IRA Passbook Account
0.20%$1k-High Yield Savings Account

Community Bank of Cameron Money Market Rates

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0.30%$5k-High Yield Money Market Checking Account

Community Bank of Cameron CD Rates

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1.71%$10k-48 Month CD
1.26%$10k-30 Month CD
0.85%$1k-18 Month CD
0.60%$1k-12 Month CD
0.40%$1k-182 Day CD
0.30%$500-91 Day CD

Community Bank of Cameron IRA Rates

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1.36%$1k-18 Month IRA
0.80%$1k-12 Month HSA

Rates updated: 5/24/2012

Data for Q1 2012


Institution Statistics


Community Bank of Cameron
FDIC Certificate #12349
BankRate ReportView
Year Established1903
Employees26
Primary RegulatorFDIC

Assets and Liabilities

Assets$108.44 million
Loans$76.99 million
Deposits$92.33 million
Equity Capital$9.66 million
Loan Loss Allowance$1.14 million
Unbacked Noncurrent Loans$1.43 million
Real Estate Owned$268,000

Historic Data - March 2011

Assets$99.94 million
Equity Capital$8.52 million
Loan Loss Allowance$1.19 million
Unbacked Noncurrent Loans$1.19 million
Real Estate Owned$252,000

Profit Margin - Quarterly

Net Interest Margin3.66%
Return on Assets1.3%
Return on Equity14.41%
Interest Income$1.14 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio3
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Community Bank of Cameron had $1.7 million in non-current loans and owned real-estate with $10.8 million in equity and loan loss allowances on hand to cover it. This gives Community Bank of Cameron a Texas Ratio of 15.71% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Community Bank of Cameron held steady from 14.84% as of March 31, 2011 to 15.71% as of March 31, 2012, resulting in a negative change of 5.89%. This indicates that the balance sheet and financial strength for Community Bank of Cameron has held steady in recent periods.
Deposit Growth5
In the past year, Community Bank of Cameron has increased its total deposits by $7 million, resulting in 8.2% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Community Bank of Cameron has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Community Bank of Cameron has $108.44 million in assets with $10.8 million in equity, resulting in a capitalization level of 9.96%, which is average.
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