Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
631 Juliana Street
Parkersburg, WV 26101

Community Bank of Parkersburg is headquartered in Parkersburg and is the 25th largest bank in the state of West Virginia. It is also the 2,612st largest bank in the nation. It was established in 1967 and as of June of 2014, it had grown to 62 employees at 4 locations. Community Bank of Parkersburg has a A health rating.

Related Posts

No reviews have been left for this bank yet. Be the first to review.


Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Community Bank of Parkersburg had $1.46 million in non-current loans and owned real-estate with $27.54 million in equity and loan loss allowances on hand to cover it. This gives Community Bank of Parkersburg a Texas Ratio of 5.30% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Community Bank of Parkersburg experienced no significant changes from 5.50% as of June 30, 2013 to 5.30% as of June 30, 2014, resulting in a positive change of 3.55%.This indicates that the balance sheet and financial strength for Community Bank of Parkersburg has had no significant changes in recent periods.

Deposit Growth


In the past year, Community Bank of Parkersburg has increased its total deposits by $852,000, resulting in 0.53% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Community Bank of Parkersburg has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Community Bank of Parkersburg has $244.32 million in assets with $27.54 million in equity, resulting in a capitalization level of 11.27%, which is excellent.

Institution Statistics

FDIC Certificate #19681
Year Established1967
Primary RegulatorFDIC
Assets and Liabilities
Assets$244.32 million
Loans$172.17 million
Deposits$161.87 million
Equity Capital$26.02 million
Loan Loss Allowance$1.52 million
Unbacked Noncurrent Loans$1.37 million
Real Estate Owned$88,000
Historic Data - June 2013
Assets$236.22 million
Equity Capital$22.59 million
Loan Loss Allowance$1.65 million
Unbacked Noncurrent Loans$1.37 million
Real Estate Owned$204,000
Profit Margin - Quarterly
Return on Assets1.67%
Return on Equity16.28%
Interest Income$5.06 million

Sorry, we do not have rate data for Community Bank of Parkersburg


Community Bank of Parkersburg Locations
South Parkersburg Branch1620 Blizzard DriveParkersburg, WV 26101
Vienna Branch2400 Grand Central AvenueVienna, WV 26105
Emerson Avenue Branch3906 Emerson AvenueParkersburg, WV 26104
Community Bank Of Parkersburg631 Juliana StreetParkersburg, WV 26101