Community Bank of Russellville

Community Bank of Russellville is headquartered in Russellville and is the 208^th largest bank in the state of Missouri. It is also the 5,174^th largest bank in the nation. It was established in 1934 and as of March of 2012, it had grown to 18 employees at 2 locations. Community Bank of Russellville has a 5-star health rating.

Community Bank of Russellville Routing Number: 081511990

Data for Q1 2012

Institution Statistics Community Bank of Russellville FDIC Certificate # 14604 BankRate Report View Year Established 1934 Employees 18 Primary Regulator FDIC Assets and Liabilities Assets $91.67 million Loans $47.75 million Deposits $81.54 million Equity Capital $9.93 million Loan Loss Allowance $684,000 Historic Data - March 2011 Assets $85.85 million Equity Capital $8.84 million Loan Loss Allowance $643,000 Unbacked Noncurrent Loans $328,000 Real Estate Owned $125,000 Profit Margin - Quarterly Net Interest Margin 3.14% Return on Assets 0.96% Return on Equity 8.67% Interest Income $882,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Community Bank of Russellville had $0 in non-current loans and owned real-estate with $10.61 million in equity and loan loss allowances on hand to cover it. This gives Community Bank of Russellville a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, Community Bank of Russellville has increased its total deposits by $4.72 million, resulting in 6.15% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Community Bank of Russellville has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Community Bank of Russellville has $91.66 million in assets with $10.61 million in equity, resulting in a capitalization level of 11.58%, which is above average.

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