Community Bank of the Arbuckles

Community Bank of the Arbuckles is headquartered in Sulphur and is the 139^th largest bank in the state of Oklahoma. It is also the 5,055^th largest bank in the nation. It was established in 1974 and as of March of 2012, it had grown to 30 employees at 2 locations. Community Bank of the Arbuckles has a 5-star health rating.

Community Bank of the Arbuckles Routing Number: 103101851

Data for Q1 2012

Institution Statistics Community Bank of the Arbuckles FDIC Certificate # 21564 BankRate Report View Year Established 1974 Employees 30 Primary Regulator FDIC Assets and Liabilities Assets $96.25 million Loans $45.11 million Deposits $85.71 million Equity Capital $8.29 million Loan Loss Allowance $820,000 Unbacked Noncurrent Loans $342,000 Historic Data - March 2011 Assets $88.23 million Equity Capital $7.17 million Loan Loss Allowance $721,000 Unbacked Noncurrent Loans $386,000 Real Estate Owned $155,000 Profit Margin - Quarterly Net Interest Margin 4.71% Return on Assets 1.56% Return on Equity 17.81% Interest Income $1.10 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Community Bank of the Arbuckles had $342,000 in non-current loans and owned real-estate with $9.1 million in equity and loan loss allowances on hand to cover it. This gives Community Bank of the Arbuckles a Texas Ratio of 3.76% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Community Bank of the Arbuckles decreased slightly from 5.97% as of March 31, 2011 to 3.76% as of March 31, 2012, resulting in a positive change of 37.10%.This indicates that the balance sheet and financial strength for Community Bank of the Arbuckles has improved slightly in recent periods. Deposit Growth In the past year, Community Bank of the Arbuckles has increased its total deposits by $6.73 million, resulting in 8.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Community Bank of the Arbuckles has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Community Bank of the Arbuckles has $96.25 million in assets with $9.1 million in equity, resulting in a capitalization level of 9.46%, which is average.

No reviews have been left for this bank yet. Be the first to review.