Connecticut River Bank, National Association

Connecticut River Bank, National Association is headquartered in Springfield and is the 9^th largest bank in the state of Vermont. It is also the 2,356^th largest bank in the nation. It was established in 1864 and as of March of 2012, it had grown to 90 employees at 11 locations. Connecticut River Bank, National Association has a 4-star health rating.

Connecticut River Bank, National Association Checking Account Rates

Connecticut River Bank, National Association Savings Account Rates

Connecticut River Bank, National Association Money Market Rates

Connecticut River Bank, National Association CD Rates

Connecticut River Bank, National Association IRA Rates

Data for Q1 2012

Institution Statistics Connecticut River Bank, National Association FDIC Certificate # 6209 BankRate Report View Year Established 1864 Employees 90 Primary Regulator OCC Assets and Liabilities Assets $274.19 million Loans $168.22 million Deposits $248.98 million Equity Capital $21.37 million Loan Loss Allowance $2.50 million Unbacked Noncurrent Loans $2.13 million Real Estate Owned $372,000 Historic Data - March 2011 Assets $263.06 million Equity Capital $20.86 million Loan Loss Allowance $2.36 million Unbacked Noncurrent Loans $1.66 million Real Estate Owned $1.12 million Profit Margin - Quarterly Net Interest Margin 3.31% Return on Assets 0.26% Return on Equity 3.33% Interest Income $2.48 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Connecticut River Bank, National Association had $2.5 million in non-current loans and owned real-estate with $23.87 million in equity and loan loss allowances on hand to cover it. This gives Connecticut River Bank, National Association a Texas Ratio of 10.49% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Connecticut River Bank, National Association held steady from 11.91% as of March 31, 2011 to 10.49% as of March 31, 2012, resulting in a positive change of 11.96%.This indicates that the balance sheet and financial strength for Connecticut River Bank, National Association has held steady in recent periods. Deposit Growth In the past year, Connecticut River Bank, National Association has increased its total deposits by $10.99 million, resulting in 4.62% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Connecticut River Bank, National Association has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Connecticut River Bank, National Association has $274.19 million in assets with $23.87 million in equity, resulting in a capitalization level of 8.71%, which is average.

No reviews have been left for this bank yet. Be the first to review.