Core Business Bank

Core Business Bank is headquartered in Bellevue and is the 62^nd largest bank in the state of Washington. It is also the 6,184^th largest bank in the nation. It was established in 2008 and as of March of 2012, it had grown to 12 employees at 1 location. Core Business Bank has a 5-star health rating.

Core Business Bank Routing Number: 125108968

Data for Q1 2012

Institution Statistics Core Business Bank FDIC Certificate # 58720 BankRate Report View Year Established 2008 Employees 12 Primary Regulator FDIC Assets and Liabilities Assets $56.14 million Loans $41.03 million Deposits $49.41 million Equity Capital $6.34 million Loan Loss Allowance $663,000 Unbacked Noncurrent Loans $380,000 Historic Data - March 2011 Assets $50.76 million Equity Capital $5.69 million Loan Loss Allowance $675,000 Unbacked Noncurrent Loans $1.05 million Profit Margin - Quarterly Net Interest Margin 4.38% Return on Assets 0.37% Return on Equity 3.22% Interest Income $638,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Core Business Bank had $380,000 in non-current loans and owned real-estate with $7 million in equity and loan loss allowances on hand to cover it. This gives Core Business Bank a Texas Ratio of 5.43% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Core Business Bank decreased significantly from 16.56% as of March 31, 2011 to 5.43% as of March 31, 2012, resulting in a positive change of 67.24%.This indicates that the balance sheet and financial strength for Core Business Bank has improved significantly in recent periods. Deposit Growth In the past year, Core Business Bank has increased its total deposits by $5.22 million, resulting in 11.81% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Core Business Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Core Business Bank has $56.14 million in assets with $7 million in equity, resulting in a capitalization level of 12.47%, which is excellent.

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