County CU (WI)

County CU (WI) is headquartered in Kenosha and is the 130^th largest credit union in the state of Wisconsin. It is also the 4,268^th largest credit union in the nation. It was established in 1935 and as of December of 2011, it had grown to 4 employees and 1,848 members. County CU (WI) has a 5-star health rating.

County CU (WI) Savings Account Rates

County CU (WI) Money Market Rates

Data for Q4 2011

Institution Statistics COUNTY NCUA # 66823 BankRate Report View Year Chartered 1935 Employees 4 Primary Regulator Assets and Liabilities Assets $12.51 million Loans $5.56 million Deposits $10.85 million Equity Capital $1.65 million Loan Loss Allowance $35,000 Unbacked Noncurrent Loans $5,000 Historic Data - December 2010 Assets $11.40 million Equity Capital $1.71 million Loan Loss Allowance $17,000 Unbacked Noncurrent Loans $37,000 Profit Margin - Quarterly Net Interest Margin 5.34% Return on Assets -0.45% Return on Equity -3.39% Interest Income $364,000 Non-Interest Income $74,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 County CU (WI) had $5,000 in non-current loans and owned real-estate with $1.69 million in equity and loan loss allowances on hand to cover it. This gives County CU (WI) a Texas Ratio of 0.30% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for County CU (WI) decreased significantly from 2.14% as of December 31, 2010 to 0.30% as of December 31, 2011, resulting in a positive change of 86.18%.This indicates that the balance sheet and financial strength for County CU (WI) has improved significantly in recent periods. Deposit Growth In the past year, County CU (WI) has increased its total deposits by $1.16 million, resulting in 12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth County CU (WI) has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. County CU (WI) has $12.51 million in assets with $1.69 million in equity, resulting in a capitalization level of 13.49%, which is excellent.

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