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Overview / Commentary
1390 Logan St
Denver, CO 80203-2309

Credit Union Of Colorado is headquartered in Denver and is the 6th largest credit union in the state of Colorado. It is also the 176th largest credit union in the nation. It was established in 1934 and as of March of 2014, it had grown to 258 employees and 99,690 members. Credit Union Of Colorado has a A+ health rating.

Field of Membership Restrictions

Must be a State employee. Also open to those who work or study in the Colorado School of Mines or several related school. - See Details

Reviews (1)


You might as well go to a big bank, no customer service and worst of the three credit unions I have been with!!!!!!


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Credit Union Of Colorado had $1.09 million in non-current loans and owned real-estate with $133.27 million in equity and loan loss allowances on hand to cover it. This gives Credit Union Of Colorado a Texas Ratio of 0.82% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Credit Union Of Colorado has $1.16 billion in assets with $133.27 million in equity, resulting in a capitalization level of 11.48%, which is excellent.

Institution Statistics

NCUA #24854
Year Chartered1934
Primary Regulator
Assets and Liabilities
Assets$1.16 billion
Loans$594.54 million
Deposits$1.02 billion
Equity Capital$129.60 million
Loan Loss Allowance$3.66 million
Unbacked Noncurrent Loans$1.07 million
Real Estate Owned$14,000
Profit Margin - Quarterly
Return on Assets0.39%
Return on Equity3.51%
Interest Income$7.88 million

Always verify rates and promotions with the bank or credit union. We are not Credit Union Of Colorado, we are a rate comparison website and can not provide official rates or promotions.

Credit Union Of Colorado Savings Account Rates

0.25%--IRA Share Account
0.25%--ESA Share Account
0.20%$10k-Health Savings Account
0.10%--Share Account
0.10%--Holiday Account

Credit Union Of Colorado Money Market Rates

0.25%$50k-Insured Money Market Plus Account
0.15%$2,500-Insured Money Management Fund

Credit Union Of Colorado Checking Account Rates

0.10%$1k-Premier Checking
0.10%--Premier Plus Checking

Credit Union Of Colorado CD Rates

1.51%$100k-5 Year CD
1.26%$100k-4 Year CD
1.00%$100k-3 Year CD
0.70%$100k-2 Year CD
0.50%$100k-18 Month CD
0.45%$100k-1 Year CD
0.25%$100k-6 Month CD
0.15%$100k-90 Day CD
0.10%$500-90 Day Add-on CD
0.10%$500-6 Month Add-on CD

Credit Union Of Colorado IRA Rates

1.51%$100k-5 Year IRA
1.26%$100k-4 Year IRA
1.00%$100k-3 Year IRA
0.70%$100k-2 Year IRA
0.50%$100k-18 Month IRA
0.45%$100k-1 Year IRA
0.25%$100k-6 Month IRA
0.10%$500-6 Month Add-on IRA

Credit Union Of Colorado has 15 locations. Click to view all Credit Union Of Colorado locations.