Credit Union Of Colorado is headquartered in Denver and is the 6th largest credit union in the state of Colorado. It is also the 176th largest credit union in the nation. It was established in 1934 and as of March of 2014, it had grown to 258 employees and 99,690 members. Credit Union Of Colorado has a A+ health rating.
Must be a State employee. Also open to those who work or study in the Colorado School of Mines or several related school. - See Details
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Credit Union Of Colorado had $1.09 million in non-current loans and owned real-estate with $133.27 million in equity and loan loss allowances on hand to cover it. This gives Credit Union Of Colorado a Texas Ratio of 0.82% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
In the past year, Credit Union Of Colorado has decreased its total deposits by $1.02 billion, resulting in -101,646,200% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Credit Union Of Colorado has shown is poor.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Credit Union Of Colorado has $1.16 billion in assets with $133.27 million in equity, resulting in a capitalization level of 11.48%, which is excellent.
|Assets and Liabilities|
|Equity Capital||$129.60 million|
|Loan Loss Allowance||$3.66 million|
|Unbacked Noncurrent Loans||$1.08 million|
|Real Estate Owned||$14,000|
|Profit Margin - Quarterly|
|Net Interest Margin||1.08%|
|Return on Assets||0.39%|
|Return on Equity||3.51%|
|Interest Income||$7.88 million|
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|0.25%||-||-||IRA Share Account|
|0.25%||-||-||ESA Share Account|
|0.20%||$10k||-||Health Savings Account|
|0.25%||$50k||-||Insured Money Market Plus Account|
|0.15%||$2,500||-||Insured Money Management Fund|
|0.10%||-||-||Premier Plus Checking|
|1.51%||$100k||-||5 Year CD|
|1.26%||$100k||-||4 Year CD|
|1.00%||$100k||-||3 Year CD|
|0.70%||$100k||-||2 Year CD|
|0.50%||$100k||-||18 Month CD|
|0.45%||$100k||-||1 Year CD|
|0.25%||$100k||-||6 Month CD|
|0.15%||$100k||-||90 Day CD|
|0.10%||$500||-||90 Day Add-on CD|
|0.10%||$500||-||6 Month Add-on CD|
|1.51%||$100k||-||5 Year IRA|
|1.26%||$100k||-||4 Year IRA|
|1.00%||$100k||-||3 Year IRA|
|0.70%||$100k||-||2 Year IRA|
|0.50%||$100k||-||18 Month IRA|
|0.45%||$100k||-||1 Year IRA|
|0.25%||$100k||-||6 Month IRA|
|0.10%||$500||-||6 Month Add-on IRA|