Credit Union Of Dodge City

Credit Union Of Dodge City Locations
PO Box 1028
Dodge City, KS 67801
(877) 227-6171
www.cudodge.com



Credit Union Of Dodge City is headquartered in Dodge City and is the 19st largest credit union in the state of Kansas. It is also the 1,975th largest credit union in the nation. It was established in 1940 and as of December of 2011, it had grown to 34 employees and 19,652 members. Credit Union Of Dodge City has a 5-star health rating.

Credit Union Of Dodge City Routing Number: 301178013



See Rates for: Checking | Savings | Money Market | CD | IRA

Credit Union Of Dodge City Checking Account Rates

ApyMinMaxProduct
0.50%$500k-Prime Business Checking Account
0.25%$250-Club Advantage Checking Account
0.25%$25-Succeed Teen Checking Account
0.20%$750-Expandacheck Account
0.20%$750-Vision Checking Account
0.20%--Small Business Checking Account

Credit Union Of Dodge City Savings Account Rates

ApyMinMaxProduct
0.30%$2,501-Premium Savings Account
0.30%$2,501-Business Premium Savings Account
0.25%$250-Santa's Stash Christmas Club Account
0.25%$250-Club Getaway Vacation Account
0.25%$250-Regular Savings Account
0.25%$25-Looney Tunes Kids Savings Account
0.25%$25-Succeed Teen Savings Account
0.25%--Business Share Savings Account
0.20%$100-IRA Share Account
0.20%$100-Roth IRA Share Account
0.20%$100-Coverdell Education Savings Account

Credit Union Of Dodge City Money Market Rates

ApyMinMaxProduct
0.50%$25k-CUDODGE Money Market Account
0.50%$25k-Business Money Market Account

Credit Union Of Dodge City CD Rates

ApyMinMaxProduct
1.30%$50k-36 Month Share Certificate
1.20%$50k-30 Month Share Certificate
1.15%$50k-24 Month Share Certificate
0.85%$50k-18 Month Share Certificate
0.80%$50k-12 Month Share Certificate
0.70%$50k-6 Month Share Certificate

Credit Union Of Dodge City IRA Rates

ApyMinMaxProduct
1.30%$50k-36 Month IRA Certificate
1.30%$50k-36 Month Roth IRA Certificate
1.30%$50k-36 Month Coverdell ESA Certificate
1.20%$50k-30 Month IRA Certificate
1.20%$50k-30 Month Roth IRA Certificate
1.20%$50k-30 Month Coverdell ESA Certificate
1.15%$50k-24 Month IRA Certificate
1.15%$50k-24 Month Roth IRA Certificate
1.15%$50k-24 Month Coverdell ESA Certificate
0.85%$50k-18 Month IRA Certificate
0.85%$50k-18 Month Roth IRA Certificate
0.85%$50k-18 Month Coverdell ESA Certificate
0.80%$50k-12 Month IRA Certificate
0.80%$50k-12 Month Roth IRA Certificate
0.80%$50k-12 Month Coverdell ESA Certificate
0.70%$50k-6 Month IRA Certificate
0.70%$50k-6 Month Roth IRA Certificate
0.70%$50k-6 Month Coverdell ESA Certificate

Rates updated: 5/24/2012

Data for Q4 2011


Institution Statistics


CREDIT UNION OF DODGE CITY
NCUA #67856
BankRate ReportView
Year Chartered1940
Employees34
Primary Regulator

Assets and Liabilities

Assets$61.13 million
Loans$44.94 million
Deposits$56.02 million
Equity Capital$4.61 million
Loan Loss Allowance$477,000
Unbacked Noncurrent Loans$252,000

Historic Data - December 2010

Assets$55.04 million
Equity Capital$4.11 million
Loan Loss Allowance$744,000
Unbacked Noncurrent Loans$389,000
Real Estate Owned$44,000

Profit Margin - Quarterly

Net Interest Margin6.24%
Return on Assets0.77%
Return on Equity10.2%
Interest Income$3.23 million
Non-Interest Income$935,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Credit Union Of Dodge City had $252,000 in non-current loans and owned real-estate with $5.09 million in equity and loan loss allowances on hand to cover it. This gives Credit Union Of Dodge City a Texas Ratio of 4.95% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Credit Union Of Dodge City decreased significantly from 8.93% as of December 31, 2010 to 4.95% as of December 31, 2011, resulting in a positive change of 44.50%.This indicates that the balance sheet and financial strength for Credit Union Of Dodge City has improved significantly in recent periods.
Deposit Growth5
In the past year, Credit Union Of Dodge City has increased its total deposits by $5.37 million, resulting in 10.61% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Credit Union Of Dodge City has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Credit Union Of Dodge City has $61.13 million in assets with $5.09 million in equity, resulting in a capitalization level of 8.32%, which is average.
Write Review

No reviews have been left for this bank yet. Be the first to review.