Credit Union Of Leavenworth County

Credit Union Of Leavenworth County is headquartered in Lansing and is the 62^nd largest credit union in the state of Kansas. It is also the 5,231^st largest credit union in the nation. It was established in 1956 and as of December of 2011, it had grown to 4 employees and 1,736 members. Credit Union Of Leavenworth County has a 4-star health rating.

Credit Union Of Leavenworth County Routing Number: 301179041

Credit Union Of Leavenworth County CD Rates

Credit Union Of Leavenworth County IRA Rates

Data for Q4 2011

Institution Statistics CREDIT UNION OF LEAVENWORTH COUNTY NCUA # 63209 BankRate Report View Year Chartered 1956 Employees 4 Primary Regulator Assets and Liabilities Assets $6.46 million Loans $3.85 million Deposits $5.37 million Equity Capital $1.05 million Loan Loss Allowance $32,000 Unbacked Noncurrent Loans $51,000 Real Estate Owned $179,000 Historic Data - December 2010 Assets $6.40 million Equity Capital $1.04 million Loan Loss Allowance $32,000 Unbacked Noncurrent Loans $278,000 Profit Margin - Quarterly Net Interest Margin 7.81% Return on Assets 0.08% Return on Equity 0.48% Interest Income $328,000 Non-Interest Income $52,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Credit Union Of Leavenworth County had $230,000 in non-current loans and owned real-estate with $1.08 million in equity and loan loss allowances on hand to cover it. This gives Credit Union Of Leavenworth County a Texas Ratio of 21.34% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Credit Union Of Leavenworth County decreased slightly from 25.91% as of December 31, 2010 to 21.34% as of December 31, 2011, resulting in a positive change of 17.65%.This indicates that the balance sheet and financial strength for Credit Union Of Leavenworth County has improved slightly in recent periods. Deposit Growth In the past year, Credit Union Of Leavenworth County has increased its total deposits by $47,000, resulting in 0.88% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Credit Union Of Leavenworth County has shown is average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Credit Union Of Leavenworth County has $6.46 million in assets with $1.08 million in equity, resulting in a capitalization level of 16.70%, which is excellent.

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