Credit Union One (WI)

Credit Union One (WI) is headquartered in Fond du Lac and is the 153^rd largest credit union in the state of Wisconsin. It is also the 5,446^th largest credit union in the nation. It was established in 1964 and as of December of 2011, it had grown to 1 employees and 949 members. Credit Union One (WI) has a 5-star health rating.

Credit Union One (WI) Savings Account Rates

Credit Union One (WI) Money Market Rates

Credit Union One (WI) CD Rates

Data for Q4 2011

Institution Statistics CREDIT UNION ONE NCUA # 66651 BankRate Report View Year Chartered 1964 Employees 1 Primary Regulator Assets and Liabilities Assets $5.32 million Loans $1.40 million Deposits $4.56 million Equity Capital $759,000 Loan Loss Allowance $22,000 Unbacked Noncurrent Loans $14,000 Historic Data - December 2010 Assets $4.71 million Equity Capital $759,000 Loan Loss Allowance $19,000 Unbacked Noncurrent Loans $18,000 Profit Margin - Quarterly Net Interest Margin 5.95% Return on Assets 0% Return on Equity 0% Interest Income $180,000 Non-Interest Income $61,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Credit Union One (WI) had $14,000 in non-current loans and owned real-estate with $781,000 in equity and loan loss allowances on hand to cover it. This gives Credit Union One (WI) a Texas Ratio of 1.79% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Credit Union One (WI) decreased slightly from 2.31% as of December 31, 2010 to 1.79% as of December 31, 2011, resulting in a positive change of 22.52%.This indicates that the balance sheet and financial strength for Credit Union One (WI) has improved slightly in recent periods. Deposit Growth In the past year, Credit Union One (WI) has increased its total deposits by $618,000, resulting in 15.69% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Credit Union One (WI) has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Credit Union One (WI) has $5.32 million in assets with $781,000 in equity, resulting in a capitalization level of 14.67%, which is excellent.

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