Creighton Credit Union

Creighton Credit Union Locations
2575 Dodge Street
Omaha, NE 68131
1-800-967-1477
www.creightonfederal.org



Creighton Credit Union is headquartered in Omaha and is the 17st largest credit union in the state of Nebraska. It is also the 2,287th largest credit union in the nation. It was established in 1951 and as of December of 2011, it had grown to 19 employees and 10,980 members. Creighton Credit Union has a 5-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

Creighton Credit Union Checking Account Rates

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0.10%$25k-Interest Plus Checking Account

Creighton Credit Union Savings Account Rates

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0.05%--Regular Savings Account
0.05%--IRA Savings
0.05%--Roth IRA Savings
0.05%--Education IRA Savings
0.05%--SEP IRA Savings

Creighton Credit Union Money Market Rates

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0.10%$25k-Money Market Account

Creighton Credit Union CD Rates

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1.15%$25k-60 Month CD
1.05%$500-45 Month CD Special
0.95%$25k-48 Month CD
0.75%$25k-36 Month CD
0.75%$500-33 Month CD Special
0.65%$500-21 Month CD Special
0.55%$25k-24 Month CD
0.40%$25k-12 Month CD
0.15%$25k-6 Month CD
0.10%$25k-90 Day CD

Creighton Credit Union IRA Rates

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1.10%$1k-60 Month IRA Certificate
1.10%$1k-60 Month Roth IRA Certificate
1.10%$1k-60 Month Education IRA Certificate
1.10%$1k-60 Month SEP IRA Certificate
1.05%$500-45 Month IRA Special
1.05%$500-45 Month Roth IRA Special
1.05%$500-45 Month Education IRA Special
1.05%$500-45 Month SEP IRA Special
0.90%$1k-48 Month IRA Certificate
0.90%$1k-48 Month Roth IRA Certificate
0.90%$1k-48 Month Education IRA Certificate
0.90%$1k-48 Month SEP IRA Certificate
0.75%$500-33 Month IRA Special
0.75%$500-33 Month Roth IRA Special
0.75%$500-33 Month Education IRA Special
0.75%$500-33 Month SEP IRA Special
0.70%$1k-36 Month IRA Certificate
0.70%$1k-36 Month Roth IRA Certificate
0.70%$1k-36 Month Education IRA Certificate
0.70%$1k-36 Month SEP IRA Certificate
0.65%$500-21 Month IRA Special
0.65%$500-21 Month Roth IRA Special
0.65%$500-21 Month Education IRA Special
0.65%$500-21 Month SEP IRA Special
0.50%$1k-24 Month IRA Certificate
0.50%$1k-24 Month Roth IRA Certificate
0.50%$1k-24 Month Education IRA Certificate
0.50%$1k-24 Month SEP IRA Certificate
0.35%$1k-12 Month IRA Certificate
0.35%$1k-12 Month Roth IRA Certificate
0.35%$1k-12 Month Education IRA Certificate
0.35%$1k-12 Month SEP IRA Certificate
0.10%$1k-6 Month IRA Certificate
0.10%$1k-6 Month Roth IRA Certificate
0.10%$1k-6 Month Education IRA Certificate
0.10%$1k-6 Month SEP IRA Certificate

Rates updated: 5/24/2012

Data for Q4 2011


Institution Statistics


CREIGHTON
NCUA #7576
BankRate ReportView
Year Chartered1951
Employees19
Primary Regulator

Assets and Liabilities

Assets$48.19 million
Loans$26.75 million
Deposits$43.78 million
Equity Capital$4.15 million
Loan Loss Allowance$135,000
Unbacked Noncurrent Loans$60,000
Real Estate Owned$115,000

Historic Data - December 2010

Assets$48.23 million
Equity Capital$4.04 million
Loan Loss Allowance$77,000
Unbacked Noncurrent Loans$424,000
Real Estate Owned$118,000

Profit Margin - Quarterly

Net Interest Margin4.57%
Return on Assets0.24%
Return on Equity2.82%
Interest Income$1.87 million
Non-Interest Income$530,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Creighton Credit Union had $175,000 in non-current loans and owned real-estate with $4.29 million in equity and loan loss allowances on hand to cover it. This gives Creighton Credit Union a Texas Ratio of 4.08% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Creighton Credit Union decreased significantly from 13.18% as of December 31, 2010 to 4.08% as of December 31, 2011, resulting in a positive change of 69.03%.This indicates that the balance sheet and financial strength for Creighton Credit Union has improved significantly in recent periods.
Deposit Growth3
In the past year, Creighton Credit Union has decreased its total deposits by $-170,000, resulting in -0.39% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Creighton Credit Union has shown is average.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Creighton Credit Union has $48.19 million in assets with $4.29 million in equity, resulting in a capitalization level of 8.90%, which is average.
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