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4707 West 135th St
Leawood, KS 66224

CrossFirst Bank is headquartered in Leawood and is the 10st largest bank in the state of Kansas. It is also the 735th largest bank in the nation. It was established in 2007 and as of March of 2014, it had grown to 98 employees at 4 locations. CrossFirst Bank has a A+ health rating.

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 CrossFirst Bank had $2.4 million in non-current loans and owned real-estate with $99.02 million in equity and loan loss allowances on hand to cover it. This gives CrossFirst Bank a Texas Ratio of 2.43% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for CrossFirst Bank experienced no significant changes from 1.33% as of March 31, 2013 to 2.43% as of March 31, 2014, resulting in a negative change of 82.17%. This indicates that the balance sheet and financial strength for CrossFirst Bank has had no significant changes in recent periods.

Deposit Growth


In the past year, CrossFirst Bank has increased its total deposits by $260.03 million, resulting in 53.79% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth CrossFirst Bank has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. CrossFirst Bank has $920.69 million in assets with $99.02 million in equity, resulting in a capitalization level of 10.75%, which is above average.

Institution Statistics

FDIC Certificate #58648
Year Established2007
Primary RegulatorFDIC
Assets and Liabilities
Assets$920.69 million
Loans$541.86 million
Deposits$743.48 million
Equity Capital$92.28 million
Loan Loss Allowance$6.74 million
Unbacked Noncurrent Loans$2.29 million
Real Estate Owned$108,000
Historic Data - March 2013
Assets$583.38 million
Equity Capital$59.10 million
Loan Loss Allowance$5.19 million
Unbacked Noncurrent Loans$2.29 million
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin3.41%
Return on Assets0.76%
Return on Equity7.38%
Interest Income$8.78 million

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CrossFirst Bank Locations
Crossfirst Bank Wichita1313 North Webb Road, Suite 230Wichita, KS 67206
Crossfirst Bank4707 West 135th StLeawood, KS 66224
Crossfirst Bank Oklahoma City Branch5001 Gaillardia Corporate PlaceOklahoma City, OK 73142
Branch Office7120 South LewisTulsa, OK 74136