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310-791-2828
801 S Figueroa St, # 2300
Los Angeles, CA 90017

CTBC Bank Corp. (USA) is headquartered in Los Angeles and is the 32nd largest bank in the state of California. It is also the 354th largest bank in the nation. It was established in 1965 and as of March of 2014, it had grown to 270 employees at 12 locations. CTBC Bank Corp. (USA) has a A+ health rating.

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Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 CTBC Bank Corp. (USA) had $1.37 million in non-current loans and owned real-estate with $418.32 million in equity and loan loss allowances on hand to cover it. This gives CTBC Bank Corp. (USA) a Texas Ratio of 0.33% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for CTBC Bank Corp. (USA) decreased dramatically from 5.45% as of March 31, 2013 to 0.33% as of March 31, 2014, resulting in a positive change of 93.99%.This indicates that the balance sheet and financial strength for CTBC Bank Corp. (USA) has improved dramatically in recent periods.

Deposit Growth

GRADE:
A+

In the past year, CTBC Bank Corp. (USA) has increased its total deposits by $448.43 million, resulting in 40.08% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth CTBC Bank Corp. (USA) has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. CTBC Bank Corp. (USA) has $2.07 billion in assets with $418.32 million in equity, resulting in a capitalization level of 20.20%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #19416
Year Established1965
Employees270
Primary RegulatorFDIC
Assets and Liabilities
Assets$2.07 billion
Loans$1.43 billion
Deposits$1.57 billion
Equity Capital$383.66 million
Loan Loss Allowance$34.65 million
Unbacked Noncurrent Loans$1.37 million
Real Estate Owned$0
Historic Data - March 2013
Assets$1.46 billion
Equity Capital$276.51 million
Loan Loss Allowance$34.59 million
Unbacked Noncurrent Loans$1.37 million
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin3.37%
Return on Assets0.49%
Return on Equity2.56%
Interest Income$16.48 million
Rates

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Locations

CTBC Bank Corp. (USA) has 12 locations. Click to view all CTBC Bank Corp. (USA) locations.