Institution Statistics
| DEFENSE LOGISTICS | | NCUA # | 13169 | | BankRate Report | View | | Year Chartered | 1959 | | Employees | 1 | | Primary Regulator | |
Assets and Liabilities | | Assets | $1.08 million | | Loans | $781,000 | | Deposits | $988,000 | | Equity Capital | $87,000 | | Loan Loss Allowance | $6,000 |
Historic Data - December 2010 | | Assets | $1.03 million | | Equity Capital | $87,000 | | Loan Loss Allowance | $6,000 |
Profit Margin - Quarterly | | Net Interest Margin | 5.43% | | Return on Assets | 0% | | Return on Equity | 0% | | Interest Income | $53,000 | | Non-Interest Income | $1,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Defense Logistics Credit Union had $0 in non-current loans and owned real-estate with $93,000 in equity and loan loss allowances on hand to cover it. This gives Defense Logistics Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, Defense Logistics Credit Union has increased its total deposits by $49,000, resulting in 5.22% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Defense Logistics Credit Union has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Defense Logistics Credit Union has $1.08 million in assets with $93,000 in equity, resulting in a capitalization level of 8.65%, which is average. |
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