Delta Trust & Bank

Delta Trust & Bank is headquartered in Parkdale and is the 24^th largest bank in the state of Arkansas. It is also the 1,508^th largest bank in the nation. It was established in 1910 and as of March of 2013, it had grown to 115 employees at 9 locations. Delta Trust & Bank has a 4-star health rating.

Related Posts

Data for Q1 2013

Institution Statistics Delta Trust & Bank FDIC Certificate # 92 BankRate Report View Year Established 1910 Employees 115 Primary Regulator FDIC Assets and Liabilities Assets $441.82 million Loans $302.10 million Deposits $389.68 million Equity Capital $39.09 million Loan Loss Allowance $5.53 million Unbacked Noncurrent Loans $8.07 million Real Estate Owned $3.28 million Historic Data - March 2012 Assets $395.22 million Equity Capital $35.50 million Loan Loss Allowance $5.06 million Unbacked Noncurrent Loans $8.38 million Real Estate Owned $4.64 million Profit Margin - Quarterly Net Interest Margin 3.88% Return on Assets 0.98% Return on Equity 11.15% Interest Income $4.50 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2013 Delta Trust & Bank had $11.34 million in non-current loans and owned real-estate with $44.62 million in equity and loan loss allowances on hand to cover it. This gives Delta Trust & Bank a Texas Ratio of 25.43% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Delta Trust & Bank decreased slightly from 32.11% as of March 31, 2012 to 25.43% as of March 31, 2013, resulting in a positive change of 20.81%.This indicates that the balance sheet and financial strength for Delta Trust & Bank has improved slightly in recent periods. Deposit Growth In the past year, Delta Trust & Bank has increased its total deposits by $42.96 million, resulting in 12.39% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Delta Trust & Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Delta Trust & Bank has $441.82 million in assets with $44.62 million in equity, resulting in a capitalization level of 10.10%, which is above average.

No reviews have been left for this bank yet. Be the first to review.