Institution Statistics
| DIXIECON | | NCUA # | 15242 | | BankRate Report | View | | Year Chartered | 1962 | | Employees | 0 | | Primary Regulator | |
Assets and Liabilities | | Assets | $228,000 | | Loans | $156,000 | | Deposits | $173,000 | | Equity Capital | $55,000 | | Loan Loss Allowance | $8,000 |
Historic Data - December 2010 | | Assets | $218,000 | | Equity Capital | $50,000 | | Loan Loss Allowance | $22,000 | | Unbacked Noncurrent Loans | $8,000 |
Profit Margin - Quarterly | | Net Interest Margin | 11.66% | | Return on Assets | 1.75% | | Return on Equity | 7.27% | | Interest Income | $21,000 | | Non-Interest Income | $1,000 |
|
|
Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Dixiecon Credit Union had $0 in non-current loans and owned real-estate with $63,000 in equity and loan loss allowances on hand to cover it. This gives Dixiecon Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Dixiecon Credit Union has increased its total deposits by $5,000, resulting in 2.98% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Dixiecon Credit Union has shown is above average. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Dixiecon Credit Union has $228,000 in assets with $63,000 in equity, resulting in a capitalization level of 27.63%, which is excellent. |
|
